Banc Transactions serves independent sales organizations. Our extensive knowledge, competitive pricing, and cutting edge products equal more sales and higher margins for your sales office.

Highlights Include:

  • Direct Visa®MasterCard® Interchange Pricing
  • Transparent Commission Reporting
  • Custom Leasing and Financing Products
  • On-Going Sales Training for your Sales Agents

Contact our offices today to find out more about Banc Transactions sales organization programs.

    Fields marked with a * are required:

    Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
    Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
    Bankers know customers will do business with the financial institutions that can deliver the products they need. More

    Get a Cash Advance for Your Business!

    In today's economy, obtaining a small business loan can be a slow and difficult process.

    Get In Touch

    • Spreedly and EBANX Expand Access to Brazilian eCommerce Space
      Open payments provider Spreedly has expanded its Latin America-focused partnership with payments services firm EBANX. This newest collaboration, announced Wednesday (Nov. 12), will see EBANX assist Spreedly in providing support for Brazil’s Pix Automático and NuPay, thus giving merchants access to two high-profile payment innovations in a $378 billion e-commerce market. As Spreedly noted […] […]
    • JPMorgan Expands Blockchain Efforts With JPM Coin
      J.P. Morgan Chase has reportedly introduced a deposit token known as JPM Coin for institutional customers. That’s according to a report Wednesday (Nov. 12) by Bloomberg News, which notes this move is part of a wider push by financial institutions to expand their digital asset business. The token, which represents dollar deposits with the […] […]
    • Instant Payouts Turn One-Time Users Into Lifelong Loyalists
      “From Fast to Sticky: Why Instant Payouts Win Repeat Customers,â€� a collaboration between PYMNTS Intelligence and Ingo Payments, reveals how the speed and affordability of payouts are reshaping customer loyalty. Drawing on a survey of more than 4,000 U.S. adults, including over 2,200 disbursement recipients, the report shows that getting paid instantly is no longer a […]
    • FedNow Chief Credits Bank Feedback for Momentum
      Watch more: Need to Know: FedNow’s Nick Stanescu The FedNow® Service entered the market in 2023 as the Federal Reserve’s always-on payment network, and its development has not slowed. “Nothing stays still, and certainly not in payments,â€� Chief FedNow Executive Nick Stanescu told PYMNTS in an interview. Stanescu said he believes that since the […] […]
    • CIOs Take the Wheel in Guiding Digital Payments Transformations
      Watch more: Digital Shift: One Inc’s Elizabeth Hoemeke As digital payments reshape how money moves and data flows, the chief information officer (CIO) is emerging as both architect and bridge, balancing innovation, regulation and risk in equal measure. For One Inc CIO Elizabeth Hoemeke, that means leading the charge toward faster, safer and more […] […]
    • Lightspeed Commerce: ‘MCAs a Super Popular Upsell’
      Lightspeed, the point-of-sale an e-commerce platform, has experienced tremendous success with its MCA product. More than $107M of MCAs currently sit on their balance sheet. The company does not sell the receivables to third parties. “We are using [Lightpeed] Capital to upsell and cross-sell across the base and in the rest of the world portfolio, […]
    • NerdWallet: Organic Search Result Leads for SMB Financing Still Down, LLM-Generated Leads Converting Better
      This quarter, NerdWallet repeated that its SMB financing deal flow continues to lag significantly below last year’s levels because of changes in organic search. Similarly, the company reiterated that the conversion rate of leads coming from LLMs has looked very promising. During the Q3 earnings call, analysts finally asked if LLM traffic meant ChatGPT. “I’d […]
    • Square Loans: Also Repeat Originations Performance Quarter over Quarter
      Square Loans put up $1.7B in originations in Q3 2025. That’s “up” from $1.68B in the prior quarter. In context this is not an unusual lull in growth as Square Loans originations from Q2 to Q3 in 2024 actually dipped by 4%. Square also put in the footnotes of its earnings that it actually recast […]
    • Shopify Capital: Repeat Originations Performance Quarter over Quarter
      Shopify Capital originated ~$1B in business loans and merchant cash advances in Q3, the same as the previous quarter. The total for the first nine months of 2025 now sits at ~$2.8B, which means they will surpass 2024’s total of $3B. deBanked has been tracking originations of more than a dozen of the largest online […]
    • PayPal: Business Loan and Working Capital Originations of $600M in Q3
      PayPal originated approximately $600M in business loans and working capital loans in the third quarter. A financial institution makes the loans to their clients and PayPal purchases the receivables and services the portfolio. Under this basis the company has purchased $1.6B worth of receivables for the first nine months of 2025. “The allowance for credit […]