
Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More
Get a Cash Advance for Your Business!
In today's economy, obtaining a small business loan can be a slow and difficult process.Get In Touch
- Bank of England Proposes Limits on Individual Stablecoin OwnershipThe Bank of England is proposing limits to stablecoin ownership among individuals. In a consultation paper issued Monday (Nov. 10), the central bank said individuals would be limited to holding 20,000 pounds (about $26,000) worth of what it called “systemically importantâ€� stablecoins, with most businesses limited to owning 10 million pounds. There are some […] […]
- Venmo Wants to Let Consumers Build Up Rewards ‘Stash’PayPal-owned peer-to-peer payment app Venmo is launching what it calls its first “always-onâ€� rewards program. Venmo Stash, announced Monday (Nov. 10), lets customers earn up to 5% cash back on everyday purchases. “Stash builds on the app’s evolution from a peer-to-peer payment app to an everyday commerce platform built for how the next generation […] […]
- Robinhood Aims to Let ‘Normal People’ Invest in AI FirmsOnline broker Robinhood wants to let everyday investors put funds into private AI companies. In an interview with the Financial Times (FT) published Monday (Nov. 10), CEO Vlad Tenev said he was interested in offering “normal peopleâ€� a chance to invest in fast growing artificial intelligence firms, and less worried about a possible industry […] […]
- Kamran Ansari on the FinTech Reset: Execution, Endurance, and the End of Easy MoneyKamran Ansari has lived through nearly every major turn in FinTech, from the first digital wallets and mobile payments to the rise (and recalibration) of billion-dollar disruptors. With nearly 100 investments behind him, including early stakes in Venmo, Braintree, Facebook and Robinhood, he has seen what separates fleeting hype from lasting impact. Now, as […] […]
- Financial Scams Are the New Customer-Churn Crisis for Banks“Financial Scams and Consumer Trust,â€� a PYMNTS Intelligence report commissioned by Block, examines how the rise of digital scams is undermining the confidence powering everyday banking, commerce and payments. Drawing on a survey of 15,110 United States consumers conducted from Sept. 9, 2025, to Sept. 22, 2025, the report reveals how fraud has evolved from […]
- Lightspeed Commerce: ‘MCAs a Super Popular Upsell’Lightspeed, the point-of-sale an e-commerce platform, has experienced tremendous success with its MCA product. More than $107M of MCAs currently sit on their balance sheet. The company does not sell the receivables to third parties. “We are using [Lightpeed] Capital to upsell and cross-sell across the base and in the rest of the world portfolio, […]
- NerdWallet: Organic Search Result Leads for SMB Financing Still Down, LLM-Generated Leads Converting BetterThis quarter, NerdWallet repeated that its SMB financing deal flow continues to lag significantly below last year’s levels because of changes in organic search. Similarly, the company reiterated that the conversion rate of leads coming from LLMs has looked very promising. During the Q3 earnings call, analysts finally asked if LLM traffic meant ChatGPT. “I’d […]
- Square Loans: Also Repeat Originations Performance Quarter over QuarterSquare Loans put up $1.7B in originations in Q3 2025. That’s “up” from $1.68B in the prior quarter. In context this is not an unusual lull in growth as Square Loans originations from Q2 to Q3 in 2024 actually dipped by 4%. Square also put in the footnotes of its earnings that it actually recast […]
- Shopify Capital: Repeat Originations Performance Quarter over QuarterShopify Capital originated ~$1B in business loans and merchant cash advances in Q3, the same as the previous quarter. The total for the first nine months of 2025 now sits at ~$2.8B, which means they will surpass 2024’s total of $3B. deBanked has been tracking originations of more than a dozen of the largest online […]
- PayPal: Business Loan and Working Capital Originations of $600M in Q3PayPal originated approximately $600M in business loans and working capital loans in the third quarter. A financial institution makes the loans to their clients and PayPal purchases the receivables and services the portfolio. Under this basis the company has purchased $1.6B worth of receivables for the first nine months of 2025. “The allowance for credit […]