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    Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

    Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

    Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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    In today's economy, obtaining a small business loan can be a slow and difficult process.

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    Phone: 800.928.2237

    Fax: 858.866.4262

    RSS Financial News

    • Europe’s AI Paradox: Slow Adoption, Big Ambitions
      Despite Europe’s reputation as a tech laggard, a cadre of companies is making big bets on artificial intelligence (AI).  While the region has been slow to embrace AI in critical sectors like healthcare and government, according to a recent European Parliamentary Research Service study, these firms are forging ahead with projects they say could disrupt industries […]
    • Small Businesses Owe $59 Billion From COVID Disaster Loans
      The Small Business Administration (SBA) loaned out $390 billion to keep companies afloat during COVID. Now, many of those small businesses say they are struggling to pay back fees after defaulting on those loans, The Wall Street Journal (WSJ) reported Thursday (May 2). According to that report, the SBA has handed off 860,000 delinquent loans from the COVID disaster program — […]
    • Mastercard Expands Start Path Program to Boost Payment Acceptance
      Mastercard has welcomed six startups to its Start Path program focused on improving payment acceptance. “The ability to accept electronic payments has been critical to shaping the future of commerce and spurring the secular shift to digital — unlocking new use cases and enhancing expectations for speed, simplicity and safety,â€� the company said in a […]
    • Visa Stresses Education as Small Businesses Confront Fraud Vulnerabilities
      Most crimes, as the saying goes, are crimes of opportunity. And that’s bad news for small businesses, whose lack of resources and challenges when accessing financing often leaves them ill-prepared for fraud schemes and scams — particularly given the shot in the arm that innovations like artificial intelligence (AI) have given to bad actors. “Larger […]
    • Are Real-Time Payments Near an Inflection Point? Bank of America Thinks So
      Use cases for real-time payments have never been a source of argument, even among detractors. The ability to speed bill payment and peer-to-peer flows, as well as move money instantly, has been around for a while. The FedNow® Service debuted last summer, while The Clearing House’s RTP® network has been operating since 2017. But what will it take to bring these use cases […]

    RSS News

    • Enova Has Big Q1, Sees Strong SMB Market
      Enova originated $960M in small business loans in Q1 2024, setting what is believed to be a new quarterly record. During the earnings call, Enova CEO David Fisher said that confidence in the economy and consumer spending was driving the SMB market forward. “Our small businesses aren’t concerned about inflation,” Fisher said. “Strong consumer spending […]
    • The Long Running Mysterious Fraud in the Small Business Finance Industry and How to Defend Yourself
      The submitted deals are real. The merchants are real. Everything checks out until suddenly it doesn’t. The merchants block the payments and find out they’ve been scammed.The funders find out they’ve also been scammed. But it’s too late because the money is gone and the fraudsters disappear without a trace. deBanked reviewed hundreds of court […]
    • Online SME lender Capify secures $125 million credit facility from Pollen Street Capital
      Online SME lender Capify secures $125 million credit facility from Pollen Street Capital Leading online SME lender Capify has today secured a $125 million credit facility from Pollen Street Capital (“Pollen Street”), an alternative asset manager dedicated to investing within financial and business services. The new facility will support the lender’s ambitious future growth plans […]
    • California Launches its Own Business Loan Marketplace
      It’s a sign of the times. State and federal organizations are launching their own business loan marketplaces to compete with the numerous ones that exist in the private sector. The latest is California which just launched its “Small Business Loan Match” tool. “We created Loan Match to ease the process of finding trusted loans for […]
    • Coming Soon: Domain Names as Loan Collateral
      It’s called a DeFi Cash Advance, a collateralized loan with 1-30 day terms. It’s just one of many products created by Teller, a peer-to-peer lending platform that relies on smart contracts to facilitate the transactions. The key word is “collateralized” because the blockchain-tethered asset doesn’t necessarily have to be crypto-native per se anymore. Virtually any […]