Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants, sales organizations, financial institutions and government agencies. Banc Transactions processes credit and debit cards, gift and stored value cards, check transactions, and ACH payments. Banc Transactions serves the following industries: retail, restaurant, c-store/ petroleum, grocery stores, hotels, and internet payment processing environments. We are a single source payment processor.
Banc Transactions is committed to providing a high level of service for our customers. Our entire staff is dedicated to delivering our merchants unparalleled service. Specifically, there will always be a personalized agent to handle any issues. This is where Bank Transaction’s difference can be most notably experienced.
Our cutting edge technical knowledge allows us to work with complex payment processing environments; POS computer systems, multi-lane environments, and proprietary software programs. Additionally, our payment services may be transacted via satellite communication services and/ or internet communication services. Many times, Banc Transactions is able to find solutions to complex situations and deliver solutions quickly and affordably.
- Appeals Court Says Judge Must Consider Allowing Apple to Collect CommissionA federal appeals court handed Apple a victory and a loss in the company’s long-running legal battle with Epic Games. The court ruled that a district court judge must consider allowing Apple to collect a commission on transactions made outside its App Store, though not the 27% commission it used to charge, Bloomberg reported […] […]
- Disney’s $1 Billion Bet: A Licensing Model With OpenAI for User ContentOn Thursday (Dec. 11), The Walt Disney Company announced a $1 billion investment in OpenAI and a groundbreaking three-year licensing agreement that will allow the artificial intelligence firm’s Sora video model to generate short fan-created clips using more than 200 Disney-owned characters, settings and worlds. This is more than a creative collaboration; it’s a […] […]
- DoorDash and Uber Challenge New York City Law That Requires Tip Option at CheckoutDoorDash and Uber have sued to block a New York City law that requires delivery platforms to ask consumers to tip at checkout, instead of after the delivery, and to display the amounts of a suggested tip. “A reminder to tip is a courtesy, a forced solicitation of a tip may as well be […] […]
- OpenAI Says New AI Model GPT-5.2 Unlocks ‘Even More Economic Value’OpenAI has begun rolling out GPT-5.2, saying the new model is designed for professional knowledge work and unlocks “even more economic value for people.â€� GPT-5.2 is better than its predecessors at creating spreadsheets, building presentations, writing code, perceiving images, understanding long contexts, using tools and handling multistep projects, the company said in a Thursday […] […]
- New AI Browsers Promise Multistep Automated WorkflowsThe age-old desire to automate online work is driving a new arms race in Silicon Valley: the agentic browser. With today’s (Dec. 11) launch of Opera’s Neon artificial intelligence (AI) browser, available for $20 a month, the field of competitors is expanding, promising an AI assistant that can browse, click, and reason on a […] […]
- QuickBooks Capital Originates $1.3B in Latest Fiscal QuarterIntuit’s QuickBooks Capital is growing tremendously. The company originated $1.3B in term loans to small businesses for the fiscal quarter ending October 31, 2025, a 100% increase over the same period last year. For the company’s previous full 2025 fiscal year which ended on July 31, 2025, the company had originated $3.5B in term loans, […]
- Channel Strategic Growth Delivers $1B Milestone and ABS UpgradesMinnetonka, MN, December 9, 2025 – Channel, a leading independent provider of equipment finance and working capital solutions to small businesses across the U.S., proudly announces a major milestone in the growth and performance of its Equipment Finance (EF) platform, surpassing $1 billion in originations in under four years. Built de novo beginning in late […]
- Scott Pearson Is Retiring, But His Influence on Alternative Finance Will RemainIn the footnotes of virtually every legal brief detailing merchant cash advance history is Richard B. Clark v. AdvanceMe. Filed as a class action in 2008 by a restaurateur in Orange County, California, Clark alleged that the merchant cash advance he received was really a usurious loan. When the case settled in 2011 with AdvanceMe […]
- YES Leasing Expands Credit Facility With BMOMiami, FL – December 8, 2025 – YES Leasing, a Miami-based commercial equipment leasing and finance company, today announced the successful renewal and increase of its senior credit facility with BMO. The facility provides YES Leasing with ample capacity to support its nationwide growth and fund an expanding portfolio of equipment finance transactions. “The increased […]
- Can You Trust the Funder? Are They a “Secure Funder”?When Aquamark debuted earlier this year, their target demographic was brokers that were tired of being backdoored. The product was a unique watermarking tool that could permanently identify a broker’s claim to having originated a document. Brokers liked that sort of thing and the response that Aquamark received from the industry was overwhelming. But what […]