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Standard Credit Card Agreements
Clover Agreements
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Business Capital
Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
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- Middle Market Firms Limit Crypto Use to Payments, Not TreasuryMiddle market firms have spent the past several years widening their use of faster payments, embedded finance tools and data-driven treasury systems, yet digital assets remain outside that progression rather than part of it. The latest findings from PYMNTS Intelligence, as part of the Certainty Project, make clear that cryptocurrencies and stablecoins occupy an […] […]
- Kalshi Tech Aims to Prevent Insider TradingKalshi is launching technological guardrails that block politicians, athletes and other relevant people from trading in certain politics and sports markets on the company’s prediction markets platform. The capabilities are designed to prevent insider trading and market manipulation, the company said in a Monday (March 23) blog post. Kalshi said in the release that […] […]
- Meta Recruits Dreamer Team to Scale Personalized AI AgentsMeta has hired the team from Dreamer, the builder of a new operating system for AI agents and agentic apps, to join Meta Superintelligence Labs, Dreamer Co-Founder and CEO David Singleton and the team said in a post on the company’s website. In addition, Dreamer is licensing its technology to Meta, according to the […] […]
- RBC Embeds AI at the Core of Banking, Aiming for $1 Billion in ReturnsRoyal Bank of Canada is deploying artificial intelligence at the operational core of its business, across developer workflows, capital markets infrastructure and enterprise decision-making as the bank pursues a stated target of up to $1 billion in AI-generated enterprise value by 2027. The shift positions RBC as a leader in what scaled AI adoption […] […]
- Stryker Cyberattack Highlights Criminal Focus on Enterprise SystemsCyberattackers, increasingly state-linked criminal groups, are not merely extracting information. They are orchestrating multifaceted campaigns designed to disrupt operations, extract leverage, and erode competitive advantage. Putting an exclamation point on the emerging threats, the U.S. State Department launched the Bureau of Emerging Threats on Monday (March 23) to counter cyberattacks from criminals including Iran-affiliated […] […]
- Upstart: Humans are not very good at underwriting loans so AI won’t be either“…unfortunately, humans have never really been very good at precisely underwriting loans and figuring out the cash flows they’re going to produce for the next 5 years,” said Upstart CEO Paul Gu during the company’s Q4 earnings call in response to an analyst’s question. “That’s something that has always been solved as a big math […]
- Mayor Mamdani: Merchants Should Get Revenue-Based LoansNew York City Mayor Mamdani has come out in favor of revenue-based financing. As part of a promotional video for the NYC Future Fund, a government-supported low interest loan program, the touted structural benefit of the program is the fact that the loans are repaid by a percentage of revenue rather than fixed payments. “Unlike […]
- Sales Tips and Closing MCA Deals With Sam Kaye on the deBanked PodcastIf you’ve seen some clips on Instagram between myself and Sam Kaye on how to sell an MCA on the phone, they come from a much wider two hour conversation/interview where we talked exclusively about selling deals. Kaye trains sales floors in the industry. In this podcast, Kaye gets very specific on how to sell […]
- Fintech Mortgage Lending Platform Integrates With ChatGPT“Can you underwrite this loan?” That’s an example offered by Better, a fintech mortgage lending platform, in its preview of how its new AI underwriting system can be used conversationally in a chat box. According to the announcement, up to 95% of mortgage applications can be approved instantly using the technology which is geared toward […]
- Judge Orders Accused Scammer Saul Shalev to Remain in Jail During TrialSaul Shalev, the individual accused of masterminding the small business finance industry’s long running mysterious fraud, had his motion to be released on home confinement while awaiting trial denied. “As I explained on the record at the hearing, the following factors weighed in favor of Shalev’s detention: Shalev has previously fled the country when facing […]