Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants, sales organizations, financial institutions and government agencies. Banc Transactions processes credit and debit cards, gift and stored value cards, check transactions, and ACH payments. Banc Transactions serves the following industries: retail, restaurant, c-store/ petroleum, grocery stores, hotels, and internet payment processing environments. We are a single source payment processor.

Banc Transactions is committed to providing a high level of service for our customers. Our entire staff is dedicated to delivering our merchants unparalleled service. Specifically, there will always be a personalized agent to handle any issues. This is where Bank Transaction’s difference can be most notably experienced.

Our cutting edge technical knowledge allows us to work with complex payment processing environments; POS computer systems, multi-lane environments, and proprietary software programs. Additionally, our payment services may be transacted via satellite communication services and/ or internet communication services. Many times, Banc Transactions is able to find solutions to complex situations and deliver solutions quickly and affordably.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

  • Google Embeds AI Into Chrome for 3.5 Billion Users
    Google has embedded two new artificial intelligence (AI) features into Chrome, putting Gemini inside the purchase journey before shoppers reach a buying decision. Skills for Gemini lets users save AI prompts and replay them on any webpage with a single click. An update to AI Mode in Chrome means clicking a search result now […] […]
  • Adobe Plans Outcome-Based Pricing for New AI Product Suite
    Adobe plans to use outcome-based pricing for its new suite of artificial intelligence (AI) products called Adobe CX Enterprise, The Information reported Tuesday (April 21), citing its interview with Adobe President Anil Chakravarthy. While the company hasn’t disclosed the details, this pricing policy will be based in part on the value the product produces, such as the number of ad […] […]
  • UnitedHealth Spends $1.5 Billion on AI and Wants Double Back
    UnitedHealth Group is processing 500 million transactions this year through Optum Real, an artificial intelligence-first claims and reimbursement platform. By year end, that number is expected to hit 2.5 billion. That volume already puts Optum Real among the highest-throughput transaction platforms in American healthcare — and the platform launched only a few quarters ago. The […]
  • MiCA Forces Crypto Firms to Get Licensed or Get Out
    Europe’s Markets in Crypto-Assets regulation (MiCA) was never designed to be subtle. Born as a sweeping attempt to impose order on a fast-moving, often opaque crypto sector, it put stablecoins squarely at the center of its ambitions. Now the clock is running out. In a Friday (April 17) statement, the European Securities and Markets […] […]
  • Prediction Market Kalshi Targets Crypto Perpetuals
    Kalshi plans to expand beyond prediction markets and enter the crypto market by adding perpetual futures on bitcoin and other crypto tokens in the United States, The Information reported Tuesday (April 21), citing unnamed sources. Crypto perpetuals, which are futures contracts that enable leveraged bets on crypto prices without an expiration date, have been largely off limits to U.S. […] […]
  • What the Velocity Capital Group Announcement Revealed
    Velocity Capital Group has deployed over $1 billion to small businesses, newly unveiled financial stats show, shedding light on the firm’s performance as it enters a new phase of institutional-scale expansion. Across more than 10,000 transactions, VCG reports a 37.1% renewal rate and a sub-10% default rate. The firm says it operates in all 50 […]
  • Channel Adds 25-Year Leader to Credit, Operations
    Minnetonka, MN, April 21, 2026 – Channel today announced that Heidi Mukomela has joined the company as Senior Vice President of Credit and Operations. She brings over 25 years of leadership experience in equipment finance, with background spanning operations, risk management, and process improvement. In this role, Mukomela will oversee Channel’s credit and operations functions, […]
  • Audit Season Is Coming: How to Get Your MCA Books Ready Before the Panic Starts
    David Roitblat is the founder and CEO of Better Accounting Solutions, an accounting firm based in New York City and a leading authority in specialized accounting for merchant cash advance companies. To connect with David or schedule a call about working with Better Accounting Solutions, email [email protected]. Audits do not create problems. They reveal them. […]
  • 229 Companies Now Registered as Sales-Based Financing Providers in Virginia
    Almost four years since Virginia’s sales-based financing provider law went into effect, the state now lists 229 registered parties. That’s an increase of only 27 companies since last year. Both funders and brokers are required to be registered if they intend to transact with Virginia-based merchants, subject to some exceptions. Registrants on the list include […]
  • Don’t Get Sued in Merchant Cash Advance. Christopher Murray to Speak at Broker Fair 2026