Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants, sales organizations, financial institutions and government agencies. Banc Transactions processes credit and debit cards, gift and stored value cards, check transactions, and ACH payments. Banc Transactions serves the following industries: retail, restaurant, c-store/ petroleum, grocery stores, hotels, and internet payment processing environments. We are a single source payment processor.

Banc Transactions is committed to providing a high level of service for our customers. Our entire staff is dedicated to delivering our merchants unparalleled service. Specifically, there will always be a personalized agent to handle any issues. This is where Bank Transaction’s difference can be most notably experienced.

Our cutting edge technical knowledge allows us to work with complex payment processing environments; POS computer systems, multi-lane environments, and proprietary software programs. Additionally, our payment services may be transacted via satellite communication services and/ or internet communication services. Many times, Banc Transactions is able to find solutions to complex situations and deliver solutions quickly and affordably.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

  • Adyen Plans Talon.One Buy to Unite Payments and Promotions
    Adyen plans to acquire Talon.One, a platform for loyalty and incentives that serves more than 300 global merchants, for a total consideration of 750 million euros (about $878 million). The companies expect the transaction to close in the second half, subject to customary closing conditions and regulatory approvals, Adyen said in a Thursday (April […] […]
  • Mastercard Takes Aim at the Fragile Side of Financial Inclusion
    Technology and connectivity have drawn billions of consumers and businesses into the formal financial system, but the shift from access to stability remains uneven and incomplete. Over the past decade, digital credentials, mobile devices and real-time payment rails have altered how money moves and how people participate in commerce. Yet the evidence suggests that […] […]
  • The AI Leapfrog Coming for Insurance Underwriting
    Watch more: Digital Shift With Crystal Venture Partners’ Jonathan Crystal In the late 1680s, a man named Edward Lloyd opened a coffeehouse on Tower Street in London. The place filled up with sailors, merchants and ship owners swapping news about which boats had gone down in a storm and which had come back loaded […] […]
  • 32% Increased Spending After Using a Credit Card App
    A credit card’s place in a consumer’s wallet is now shaped as much by its app as by its rate, perks or brand, a shift that looks especially strong among younger cardholders and points to a more digital future for issuers. In the April 2026 report “Winning Top of Wallet: How Credit Card Apps […] […]
  • The Real Risk in AI Payments Isn’t the Model but the Gaps Around It
    AI governance is not a one-time decision; it is an ongoing discipline and a continuously evolving effort, i2c CEO Amir Wain writes in a new PYMNTS eBook, “AI Runs Payments. Governance Decides What Happens Next.â€�   Artificial intelligence is no longer just influencing decisions in payments — it is starting to make them. And […] […]
  • Cloudsquare and ACH Works Partnership Helps Lenders Take Control of Payments and Collections
    Los Angeles, CA — April 23, 2026 — Cloudsquare, the #1 rated end-to-end lending platform built on Salesforce, is helping lenders bring greater control, visibility, and consistency to payment operations through its partnership with ACH Works, a leading ACH payment processor and risk management provider. For many lending teams, the biggest challenge is not initiating […]
  • What the Velocity Capital Group Announcement Revealed
    Velocity Capital Group has deployed over $1 billion to small businesses, newly unveiled financial stats show, shedding light on the firm’s performance as it enters a new phase of institutional-scale expansion. Across more than 10,000 transactions, VCG reports a 37.1% renewal rate and a sub-10% default rate. The firm says it operates in all 50 […]
  • Channel Adds 25-Year Leader to Credit, Operations
    Minnetonka, MN, April 21, 2026 – Channel today announced that Heidi Mukomela has joined the company as Senior Vice President of Credit and Operations. She brings over 25 years of leadership experience in equipment finance, with background spanning operations, risk management, and process improvement. In this role, Mukomela will oversee Channel’s credit and operations functions, […]
  • Audit Season Is Coming: How to Get Your MCA Books Ready Before the Panic Starts
    David Roitblat is the founder and CEO of Better Accounting Solutions, an accounting firm based in New York City and a leading authority in specialized accounting for merchant cash advance companies. To connect with David or schedule a call about working with Better Accounting Solutions, email [email protected]. Audits do not create problems. They reveal them. […]
  • 229 Companies Now Registered as Sales-Based Financing Providers in Virginia
    Almost four years since Virginia’s sales-based financing provider law went into effect, the state now lists 229 registered parties. That’s an increase of only 27 companies since last year. Both funders and brokers are required to be registered if they intend to transact with Virginia-based merchants, subject to some exceptions. Registrants on the list include […]