Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants, sales organizations, financial institutions and government agencies. Banc Transactions processes credit and debit cards, gift and stored value cards, check transactions, and ACH payments. Banc Transactions serves the following industries: retail, restaurant, c-store/ petroleum, grocery stores, hotels, and internet payment processing environments. We are a single source payment processor.

Banc Transactions is committed to providing a high level of service for our customers. Our entire staff is dedicated to delivering our merchants unparalleled service. Specifically, there will always be a personalized agent to handle any issues. This is where Bank Transaction’s difference can be most notably experienced.

Our cutting edge technical knowledge allows us to work with complex payment processing environments; POS computer systems, multi-lane environments, and proprietary software programs. Additionally, our payment services may be transacted via satellite communication services and/ or internet communication services. Many times, Banc Transactions is able to find solutions to complex situations and deliver solutions quickly and affordably.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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In today's economy, obtaining a small business loan can be a slow and difficult process.

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Phone: 800.928.2237

Fax: 858.866.4262

RSS Financial News

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  • US Household Wealth Reaches Record $180 Trillion
    New Federal Reserve data shows U.S. household wealth reaching record levels last year. That figure hit $180 trillion during the third quarter of 2025, according to the Fed’s Financial Accounts report, released Friday (Jan. 9). “Household net worth increased by $6.1 trillion in the third quarter of 2025, largely driven by gains on corporate […] […]
  • Crypto ATMs Under Fire Following Wave of Fraud
    The rise in cryptocurrency-related fraud cases is leading a push to ban crypto ATMs. That’s according to a report Saturday (Jan. 10) by CNBC, which focuses on efforts by police and lawmakers in the city of Spokane, where Detective Tim Schwering began noticing an increase in crypto crime in 2023.  “Cases started flowing my […] […]
  • Walmart’s OnePay Employee Share Repurchase Hints at $4 Billion Valuation
    Walmart-backed FinTech OnePay is now reportedly a $4 billion company. OnePay reached that valuation, up from $2.5 billion in 2024, after repurchasing shares from employees, Bloomberg News reported Friday (Jan. 9), citing a source familiar with the matter. As the report noted, OnePay was formed from the combination of two smaller FinTechs, with the […] […]
  • Trump Seeks 10% Cap on Credit Card Interest Rates
    President Donald Trump has called for a one-year, 10% cap on credit card interest rates. “Please be informed that we will no longer let the American Public be ‘ripped off’ by Credit Card Companies that are charging Interest Rates of 20 to 30%, and even more,” the president wrote Friday (Jan. 9) on his […] […]

RSS News

  • Factor Gives Update on “Killing MCAs” in Texas
    Cole Harmonson, CEO of Dare Capital and a board member for the American Factoring Association, posted an update last month on the recent Texas MCA legislation and campaign to “fight the MCA cronies.” It appeared on the Commercial Factor’s magazine website. You can read it here. Harmonson shared his strategy on how to kill MCAs […]
  • New Year, New Lenders?
    There’s a couple new lenders on the block to keep an eye on. One of them is named Slope. Backed by both JPMorgan and OpenAI CEO Sam Altman, Slope offers revolving lines of credit up to $5 million. And they’re already out there. Seemingly overnight they’ve become capital providers for a number of large e-commerce […]
  • Walmart MCA Video Commercial
    Want to see how Walmart is marketing its MCA program? Check out this commercial: Walmart became a direct merchant cash advance funder in 2024. You can learn more about it here. Walmart also works with third parties such as Payoneer, Parafin, and Uncapped.
  • deBanked’s Top Stories of 2025
    With deBanked having closed out its 15th year (WHOA) of being online, it appears that merchant cash advance content still dominates in views. I know this because these were the top five most read stories of 2025: #1 – Texas Passed an MCA ACH Prohibition Without a perfected first position, Texas no longer allows commercial […]
  • CFG Merchant Solutions® Reinforces Commitment to Seamless, Compliant Funding for ISO Partners Ahead of California SB 362
    New disclosure requirements met with streamlined processes that protect speed, clarity, and funding efficiency for our ISO partners. New York, NY — CFG Merchant Solutions® announced its full operational readiness for California Senate Bill 362 (SB 362), set to take effect January 1, 2026. While the legislation expands commercial financing disclosure requirements statewide, CFGMS has […]