Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants, sales organizations, financial institutions and government agencies. Banc Transactions processes credit and debit cards, gift and stored value cards, check transactions, and ACH payments. Banc Transactions serves the following industries: retail, restaurant, c-store/ petroleum, grocery stores, hotels, and internet payment processing environments. We are a single source payment processor.
Banc Transactions is committed to providing a high level of service for our customers. Our entire staff is dedicated to delivering our merchants unparalleled service. Specifically, there will always be a personalized agent to handle any issues. This is where Bank Transaction’s difference can be most notably experienced.
Our cutting edge technical knowledge allows us to work with complex payment processing environments; POS computer systems, multi-lane environments, and proprietary software programs. Additionally, our payment services may be transacted via satellite communication services and/ or internet communication services. Many times, Banc Transactions is able to find solutions to complex situations and deliver solutions quickly and affordably.
- Australia Imposes Ban on Debit and Credit Card SurchargesAustralia’s central bank will prohibit surcharges on debit and credit cards starting in October. The Reserve Bank of Australia (RBA) announced its plans Tuesday (March 31), along with its intention to lower the cap on credit card interchange fees merchants pay to banks. “The surcharging framework, introduced more than two decades ago, is no […] […]
- Outdated Payments Are Breaking the Life Insurance ExperienceWatch more: Need to Know With One Inc’s Kevin Ostrander Life insurance has traditionally been anchored in predictable life events, but that foundation is weakening as those milestones become less reliable and less frequent. The industry is confronting slower growth and rising costs. The customer base expects a very different kind of interaction, particularly […] […]
- FedEx Exec Says Control Beats Speed in the New Delivery RaceConsumer expectations have a pesky way have hardening into demands. And those demands have habit of shaping entire sectors. For FedEx, the demand-led transformation of shipping and logistics is not simply operational; it is existential. “We ship 2 trillion in GMV (gross merchandise value) a year… 17 million packages a day,â€� FedEx SVP Jason […] […]
- Credit Unions Want FinTechs on Speed DialFinTech partnerships with credit unions rose nearly 20% last year, even as similar arrangements with large banks fell sharply, indicating a reallocation of effort toward institutions that can move more quickly and test new models with fewer layers of constraint. What had been a supplemental strategy has become central to how credit unions pursue […] […]
- Virtual Cards Bring Flexibility to SMB Payments Stuck in the PastBusiness payments are poised for modernization as the entrenched position of cash and checks will be whittled down by digital, flexibility methods of small business payments. The February PYMNTS Intelligence report with Mastercard, “Ready for Change: Why Nearly Half of SMBs Want to Ditch Cash and Checks,â€� finds nearly half of small and medium-sized […] […]
- Diversity of Products Within Revenue-Based FinancingRevenue-based financing has become extremely popular; So popular that it’s spawned its own variations of products. Some are loans, some are not. Many of the terms in the public vernacular are simply colloquial. The details are instead in the individual contracts. Refer to those contracts to understand how something works. Loans are absolutely repayable while […]
- Beyond Funding: Building Long-Term Merchant Relationships That Drive Repeat BusinessDavid Roitblat is the founder and CEO of Better Accounting Solutions, an accounting firm based in New York City and a leading authority in specialized accounting for merchant cash advance companies. To connect with David or schedule a call about working with Better Accounting Solutions, email [email protected]. Most MCA companies pour extraordinary energy into acquisition. […]
- Aspire Funding Platform Secures Up to $100 Million Line of Credit to Accelerate Growth and Expand Market ShareNew credit facility strengthens Aspire’s ability to scale originations, support rising partner volume, and continue building one of the most responsive platforms in small business finance MIAMI, FL March 18, 2026 — Aspire Funding Platform, a leading provider of fast, flexible, and transparent funding solutions for small businesses, today announced it has secured a line […]
- Concerned About The MCA Automatic Debit Law in Texas? This ACH Company Says There’s a WayThere may be no need to overcomplicate Merchant Cash Advance compliance in Texas. A key phrase in the MCA prohibition law that went into effect last year specifies that it’s a prohibition on “establishing a mechanism for automatically debiting a recipient’s account” unless a lot of other requirements are met. One company looked closely at […]
- LendPathway Achieves 99.7% Reconciliation Accuracy on Financial DocumentsNEW YORK, NY — March 2026 — LendPathway, a New York-based fintech providing underwriting automation for alternative lenders, announced that 99.7% of all ledgers processed through its platform now reconcile correctly. Every ledger is individually verified against the document it was extracted from, confirming that the transactions, balances, and totals all agree before any data […]