Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants, sales organizations, financial institutions and government agencies. Banc Transactions processes credit and debit cards, gift and stored value cards, check transactions, and ACH payments. Banc Transactions serves the following industries: retail, restaurant, c-store/ petroleum, grocery stores, hotels, and internet payment processing environments. We are a single source payment processor.

Banc Transactions is committed to providing a high level of service for our customers. Our entire staff is dedicated to delivering our merchants unparalleled service. Specifically, there will always be a personalized agent to handle any issues. This is where Bank Transaction’s difference can be most notably experienced.

Our cutting edge technical knowledge allows us to work with complex payment processing environments; POS computer systems, multi-lane environments, and proprietary software programs. Additionally, our payment services may be transacted via satellite communication services and/ or internet communication services. Many times, Banc Transactions is able to find solutions to complex situations and deliver solutions quickly and affordably.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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In today's economy, obtaining a small business loan can be a slow and difficult process.

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Phone: 800.928.2237

Fax: 858.866.4262

RSS Financial News

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  • Meta Cuts 10% of Metaverse Division Staff Amid Shift to AI-Powered Wearables
    Meta reportedly laid off 1,500 people from its Reality Labs division, which is the home of its virtual and augmented reality business. The layoffs amount to 10% of the division’s staff, The Wall Street Journal (WSJ) reported Wednesday (Jan. 14). “We said last month that we were shifting some of our investment from Metaverse […] […]
  • Lawsuit Alleges Oracle Made Misleading Statements Around Debt Sale for AI Infrastructure
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  • Anthropic Introduces Cowork to Turn Claude Into Hands-On Collaborator
    Anthropic unveiled Cowork this week as a preview feature inside its Claude artificial intelligence platform that lets the model function not just as a reactive conversational tool but as a hands-on collaborator across a user’s desktop. Rather than waiting for prompts typed into a chat box, the agentic Cowork experience enables Claude to read […] […]

RSS News

  • New Jersey Reintroduces APR Disclosure Bill for Commercial Financing
    A commercial financing APR disclosure bill was introduced in the New Jersey State Senate on Tuesday. The bill is mostly templated from other state legislation in which estimated APR disclosures on sales-based financing transactions would be determinable by using either the Historical method or Opt-in method. Senator Troy Singleton introduced it as Senate Bill 1760 […]
  • California Partnered With a Revenue Based Financing Provider
    On the California Small Business Loan Match website operated by The California Infrastructure and Economic Development Bank (IBank), is a list of vetted partner small business lenders that the state guarantees loans for. One of those lenders is AltCap California which actually offers revenue based financing. At face value, AltCap describes the cost of its […]
  • Factor Gives Update on “Killing MCAs” in Texas
    Cole Harmonson, CEO of Dare Capital and a board member for the American Factoring Association, posted an update last month on the recent Texas MCA legislation and campaign to “fight the MCA cronies.” It appeared on the Commercial Factor’s magazine website. You can read it here. Harmonson shared his strategy on how to kill MCAs […]
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  • Walmart MCA Video Commercial
    Want to see how Walmart is marketing its MCA program? Check out this commercial: Walmart became a direct merchant cash advance funder in 2024. You can learn more about it here. Walmart also works with third parties such as Payoneer, Parafin, and Uncapped.