Fields marked with a * are required:

    City

    State

    ZIP

    Phone* (xxx-xxx-xxxx)

    Fax (xxx-xxx-xxxx)



    * Please don't forget to attach the proper Merchant Processing Agreement Application with your signature on it.*

    Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

    Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

    Bankers know customers will do business with the financial institutions that can deliver the products they need. More

    Get a Cash Advance for Your Business!

    In today's economy, obtaining a small business loan can be a slow and difficult process.

    Get In Touch

    Phone: 800.928.2237

    Fax: 858.866.4262

    RSS Financial News

    • Nu Wins Conditional Approval for US National Bank Charter
      Digital financial services giant Nu received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a new national bank in the United States, according to a Thursday (Jan. 29) press release. The new entity, to be known as Nubank, N.A., represents a significant milestone in the company’s long-term strategy to […] […]
    • ECB’s Cipollone: Digital Euro to Anchor Europe’s Retail Payment Infrastructure
      European payments sovereignty moved back to the top of the policy agenda Thursday (Jan. 29) as European Central Bank (ECB) Executive Board Member Piero Cipollone said the digital euro would provide the retail payments infrastructure the euro zone currently lacks, per Reuters. Speaking at a conference in Italy, Cipollone argued that Europe must become […] […]
    • Amazon Eyes $50 Billion OpenAI Stake
      Amazon is discussing investing as much as $50 billion in OpenAI, The Wall Street Journal reported Thursday (Jan. 29), citing unnamed sources. The move that would mark one of the largest single bets yet on the artificial intelligence company behind ChatGPT and deepen Amazon’s role in the fast-consolidating AI infrastructure race, the report said. […] […]
    • Caterpillar Reports Growth From Data Center Demand
      Caterpillar is reshaping how customers use its equipment as demand shifts toward data centers, autonomous operations and energy reliability. On its latest earnings call, held on Thursday (Jan. 29) the company described customers deploying machines, engines and services as long-lived infrastructure rather than short-cycle construction assets. Data center construction emerged as a primary demand […] […]
    • D2C Retrenchment Sees Brands Rewrite the Brick-and-Mortar Playbook
      At a high level, the direct-to-consumer (D2C) model arrived with the promise to eliminate intermediaries, speak directly to customers, and use digital channels to deliver lower prices, tighter feedback loops and cleaner brand narratives. For a time, the formula appeared to work, as digitally native brands paired online sales with carefully staged storefronts meant […] […]

    RSS News

    • VOX Funding and Cloudsquare Partner to Accelerate API-Driven Capital Automation
      New York, NY – VOX Funding, a leading fintech provider of fast and flexible capital solutions for small and mid-sized businesses, has partnered with Cloudsquare, the premier Salesforce-native alternative business lending CRM for brokers. Together, the companies are introducing a next-generation, API-powered funding workflow designed to eliminate manual handoffs and accelerate deal flow across the […]
    • deBanked MIAMI on Track for Record Event
      deBanked CONNECT MIAMI 2026 taking place on February 12 at the Fontainebleau in Miami Beach is currently on pace for deBanked’s largest event turnout in history. If you were on the fence about going, this is the event to go to if you work in or with the small business finance industry. Due to capacity, […]
    • No, Texas Did Not Ban Merchant Cash Advances
      When Texas passed HB 700 last June, deBanked was among the first to point out that its most notable component was a prohibition on automatic debits of a recipient’s deposit account by a commercial sales-based financing provider unless they had a perfected first position. Some observers were quick to tell us that we had it […]
    • Enova: On the Ground, Small Businesses Optimistic
      Enova reported $1.6B in small business loan originations for Q4 2025, a big jump from the $1.4B in the prior quarter. “There’s been a lot of noise over the year of 2025 around the impacts of tariffs and the macro economy and where we are,” said Enova CEO Steve Cunningham during the earnings call. “But […]
    • The Average MCA Deal? $58k Report Says
      According to NerdWallet, a leading business loan matching marketplace, the average funded amount of an MCA deal is $58,331. That’s based entirely on the company’s own internal data from July 2024 to June 2025. Medium-term loans (2-5 years) came in with the highest average of $192,294 and short-term lines of credit produced the lowest average […]