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    Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
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    • Stronger Digital IDs Help Stop $34 Billion in Fraud Losses
      Fraudsters have been using artificial intelligence, automation and highly convincing impersonation tactics to steal identities. Once they have those identities in hand, they can (and do) orchestrate increasingly sophisticated social engineering schemes, forcing financial institutions and technology providers to reassess how trust is established in digital interactions, at times before the transaction is even […] […]
    • Firms Report Improved Financial Performance Linked to Use of Embedded Finance
      Embedded finance has evolved beyond a supplementary revenue channel to become the deciding factor between companies that forge lasting customer relationships and those that fall behind, according to new research examining how mid-sized and large firms are deploying financial services within their platforms. The study, “Embedded Finance as a Strategic Initiative,â€� conducted by PYMNTS […] […]
    • OpenAI and Cisco Back Standards to Scale Agentic AI
      Right alongside the immense promise of agentic AI is the issue of trust. CFOs, according to PYMNTS Intelligence, are gaining it. So are consumers. As the issue of trust continues to present itself, the more useful argument is how to overcome those issues. Agentic AI is moving from early experiments to real tests inside […] […]
    • Stablecoin Payments Show Up at Checkout Despite Crypto Markets Slump
      Crypto markets are slumping just as institutional interest in blockchain is growing. But as Presidents Day promotions roll out across the U.S., crypto holders who still have some liquidity left in their digital wallets to spend may paradoxically find more retailers than ever ready to accept their tokens. After all, maybe a 40% dip […] […]
    • B2B Payments Go Digital and Boost Cash Flow Control
      B2B payments aren’t about money. They’re about relationships. And that means there’s no one-size-fits-all payment mechanism for B2B. Unlike consumer payments, where a handful of rails dominate and user experience is the primary battleground, B2B payments sit at the intersection of finance, procurement, treasury and operations. Every choice can reverberate through cash flow forecasts, […] […]
    • World Business Lenders (WBL) Announces a USD $250 Million Investment
      February 11, 2026 – World Business Lenders (WBL) announced a USD $250 million investment from its primary financing partner. As a result, WBL becomes majority institutionally-owned, with its primary financing partner holding the largest single institutional equity position. The company’s founder and CEO, Doug Naidus, continues to lead the platform. This increase to WBL’s balance […]
    • A Conference Tale: Broker Fair vs. deBanked CONNECT
      What’s the difference between deBanked CONNECT and Broker Fair anyway? Before Broker Fair was ever decided upon as a conference name it had been put up on a whiteboard next to another possibility, Broker Fest. This was in mid-2017 when there was no guarantee that we’d ever get the chance to do more than one […]
    • Byzfunder Reports 40% Growth in 2025, Driven by AI Underwriting, ByzFlex Expansion, and a 30% Increase in Customer Portal Engagement
      NEW YORK — February 10, 2026 — Most lenders spent the last decade tweaking rates. Byzfunder rebuilt the engine. While the small-business lending industry debated incremental changes — a faster portal here, a new rate sheet there — Byzfunder made a different bet: if the system is broken, don’t optimize it. Replace it. In 2025, […]
    • Lightspeed: ‘our largest use of cash will be growing our merchant cash advance business’
      Lightspeed Capital originated $257M in merchant cash advances in the last 9 months of 2025, up from $207M over the same period in 2024. The company has repeatedly talked up the healthy profit margins earned on MCAs and last quarter called them a “super popular upsell.” Lightspeed operates in the POS and e-commerce space, competing […]
    • A Thousand People Expected at deBanked CONNECT MIAMI 2026
      deBanked CONNECT MIAMI 2026 taking place on February 12 at the Fontainebleau in Miami Beach is projected to log more than 1,000 registrations. If you were on the fence about going, this is the event to go to if you work in or with the small business finance industry. Due to capacity, registration could shut […]