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    Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

    Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

    Bankers know customers will do business with the financial institutions that can deliver the products they need. More

    Get a Cash Advance for Your Business!

    In today's economy, obtaining a small business loan can be a slow and difficult process.

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    Phone: 800.928.2237

    Fax: 858.866.4262

    RSS Financial News

    • InComm Payments and SKUx Launch Blockchain Aid Payments Platform
      InComm Payments and SKUx announced Friday morning (Feb. 27) a strategic partnership to improve how digital payments are distributed for humanitarian aid and other applications for emerging markets. The announcement lands as disaster recovery funding faces tighter scrutiny, shifting more responsibility to state and local agencies. The companies said they will pair InComm Payments’ […] […]
    • Making Digital Payments Feel Human Is Next Competitive Edge
      Watch more: What’s Next in Payments With Paymentus’ Nicole Haskins The FinTech landscape has overindexed on innovation. But in an operational landscape defined by automation, predictive analytics, and invisible payments, the most important innovation in financial technology may ultimately be an attitudinal one. “My word of the year is ‘service,’â€� Nicole Haskins, director of […] […]
    • One-Third of Millennials Now Rely on Gig Payments and Tips as Primary Income
      Nearly one-third of millennials depend on transactional payouts from gig work and tips as their main source of income, replacing traditional paychecks with a piecemeal approach to earning that demands instant access to money. This finding from the PYMNTS Intelligence report “Instant Payouts: The New Paycheck for a Real-Time Economyâ€� highlighted a shift in […] […]
    • Grocery Battle Shifts to Loyalty as Walmart Dominates and Amazon Expands Digital
      When it comes to the Amazon-Walmart competition, grocery has become a key battleground. Why? It’s the closest thing U.S. retail has to a weekly subscription. Win the cart, and you earn repeat trips and durable customer habits. That’s why recent consumer-tracking data showing Walmart’s grocery penetration at a record 72% of U.S. households lands as […]
    • Mastercard: Small Business Growth Hinges on Using Tech Better, Not Chasing Trends
      Watch more: What’s Next In Payments With Mastercard’s Mark Barnett Strategic narratives in payments can come with some loaded words. Artificial intelligence, institutional blockchain and real-time rails are routinely positioned as the decisive forces shaping the next cycle. Mark Barnett, global head of small and medium enterprises at Mastercard, told PYMNTS during a conversation […] […]

    RSS News

    • Square Loans: $7 Billion Funded in 2025, Block Lays Off 40% of All Staff Due to AI
      Square Loans finished 2025 with a whopping $7 billion funded to merchants. And just as has been the case previously, payment performance on these loans has been so good that “the amount of loans that were identified as nonperforming loans was immaterial,” according to the year-end report. Despite Square Loans being the largest originator of […]
    • Biggest Challenge of Low Cost Business Lending: The customers couldn’t distinguish the difference
      In a podcast between Ballard Spahr attorney Alan S. Kaplinsky and Executive Director of the Responsible Business Lending Coalition Louis Caditz-Peck, the latter revealed one of the biggest revelations he had while previously working in the small business lending division of LendingClub. Winning on price doesn’t work if your customers don’t realize your product is […]
    • Stripe Capital Originated 81,000 MCAs and Business Loans in 2025
      Stripe, currently in the news for its $159 billion valuation and its potential interest in acquiring PayPal, originated 81,000 merchant cash advances and business loans in 2025 through its subsidiary Stripe Capital. Stripe didn’t say what that equated to in total funding volume but when compared to a rival’s (Square Loans) historical data, it puts […]
    • Richmond Capital Leaves MCA Space With Negative Case Law On the Way Out
      “Substantive unconscionability is clear from the MCAs’ exorbitant and criminally usurious interest rates, among other things.” – Appellate Division, First Judicial Department, Supreme Court of New York, February 19, 2026 Richmond Capital Group was never part of the mainstream merchant cash advance industry. The company made headlines for years for its alleged connection to Jonathan […]
    • First Business Bank Promotes Andrew Hendricks To Assistant Vice President – SBA Lending
      BROOKFIELD, WI – February 24, 2026 – First Business Bank announces the promotion of Andrew Hendricks to Assistant Vice President – SBA Lending. Andrew Hendricks brings comprehensive commercial banking and SBA lending expertise to businesses and centers of influence seeking government-backed financing solutions through First Business Bank’s Brookfield office. With experience spanning conventional underwriting, credit […]