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    Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

    Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

    Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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    In today's economy, obtaining a small business loan can be a slow and difficult process.

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    RSS Financial News

    • PYMNTS’ 2025 Healthcare Coverage Followed the Money and the Friction
      Healthcare is not typically filed under “payments innovation.â€� But across 2025, PYMNTS’ reporting treated the sector less like a purely clinical domain and more like a sprawling, regulated marketplace where the hardest problems are administrative, financial and increasingly digital. The common thread was not a new gadget or a shiny app. It was the […] […]
    • Busy Year in Big Tech Regulation May Have Been a Warm Up for 2026
      A new presidential administration in the United States and a new executive commission in the European Union transformed technology regulation in 2025. They each had different views from their predecessors on cryptocurrency, artificial intelligence, data protection and trade, and they reshaped what had been a relatively quiescent, conventional few years on the TechReg front […] […]
    • Why Smart CFOs Are Rethinking How Money Moves
      It used to be that as the world changed, B2B payments remained the same. But that era is ending, and the pace of B2B transformation is accelerating. B2B payments have evolved slowly because incentives were misaligned. Buyers prioritized cash control over speed, suppliers tolerated delays as the cost of doing business, and banks monetized […] […]
    • 1 in 3 Young Adults Turn to Friends and Family as Costs Rise
      Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according to new PYMNTS Intelligence research. The December 2025 PYMNTS Data Book, “Rising Costs and Financial Pressures Push Consumers to Adapt,â€� draws on a survey of 2,368 U.S. adults conducted in […] […]
    • Say Hello to the Unsubscribe Olympics and the Resolution Economy
      The digital economy has a seasonal rhythm. Late December is when consumers “zero outâ€� recurring payments — a thumb-scroll through bank apps and email receipts. If it auto-renews, it’s on trial. In CNET’s annual subscription survey (with YouGov), Americans said they spend about $90 a month — roughly $1,080 a year — on subscriptions. […] […]

    RSS News

    • deBanked’s Top Stories of 2025
      With deBanked having closed out its 15th year (WHOA) of being online, it appears that merchant cash advance content still dominates in views. I know this because these were the top five most read stories of 2025: #1 – Texas Passed an MCA ACH Prohibition Without a perfected first position, Texas no longer allows commercial […]
    • CFG Merchant Solutions® Reinforces Commitment to Seamless, Compliant Funding for ISO Partners Ahead of California SB 362
      New disclosure requirements met with streamlined processes that protect speed, clarity, and funding efficiency for our ISO partners. New York, NY — CFG Merchant Solutions® announced its full operational readiness for California Senate Bill 362 (SB 362), set to take effect January 1, 2026. While the legislation expands commercial financing disclosure requirements statewide, CFGMS has […]
    • Indictment in the Small Business Finance Industry’s “Long Running Mysterious Fraud”
      There has been a major break in the case of the industry’s Long Running Mysterious Fraud, an indictment. Less than a year after deBanked ran a story about a sophisticated scheme employed to steal millions from merchants, funders, and lenders through a network of stolen identities and cryptocurrency exchanges, a criminal complaint was quietly filed […]
    • Brokers and Funders – Are You Ready for Changes to California Law Effective January 1, 2026?
      Bob Gage is a partner in Hudson Cook, LLP’s Michigan office. Kate Fisher is a partner in Hudson Cook, LLP’s Maryland office. https://www.hudsoncook.com/ California has a new law, California S.B. 362, impacting how brokers and funders communicate with merchants starting on January 1, 2026. The new law adds provisions to California’s Commercial Financing Disclosures Law […]
    • How Daniela Cano and Nicole Paliobeis Originate More than $100 Million in Funded Deals a Year
      Daniela Cano and Nicole Paliobeis account for $10 million in revenue-based financing volume every month at Spartan Capital. That’s $120 million annualized. As the top two ISO relationship managers in the company out of eight total, Cano and Paliobeis operate in one of the most pivotal roles in the industry. “It’s extremely fast paced, not […]