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    • Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
      As financial services firms push deeper into digital channels, identity verification has quietly become one of the most consequential—and most underestimated—forces shaping growth, risk and customer experience. “When ‘Good Enough’ Isn’t Enough: Digital Identity Verification in the Age of Bots and Agents,â€� a collaboration between PYMNTS Intelligence and Trulioo, examines how legacy approaches to know […]
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      For most of the internet era, consumer search behavior followed a familiar routine. A question arose, a browser opened, a search box blinked, and a constellation of links competed for attention. Apps, marketplaces and comparison sites each had their place in that flow. What is changing now is not merely the speed or intelligence […] […]
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    • Heron Expands into SMB Credit Broker Market with Full Deal Flow Automation
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      Sharpe Capital facilitated nearly $5 million in funding to small businesses across the United States in 2025. Next year, they hope to double it. What makes the company unique is that it operates as a mother-daughter team, one of the very few in the industry to be structured that way. But how Wendy Rivera and […]
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      A commercial financing APR disclosure bill was introduced in the New Jersey State Senate on Tuesday. The bill is mostly templated from other state legislation in which estimated APR disclosures on sales-based financing transactions would be determinable by using either the Historical method or Opt-in method. Senator Troy Singleton introduced it as Senate Bill 1760 […]
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      On the California Small Business Loan Match website operated by The California Infrastructure and Economic Development Bank (IBank), is a list of vetted partner small business lenders that the state guarantees loans for. One of those lenders is AltCap California which actually offers revenue based financing. At face value, AltCap describes the cost of its […]
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