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    Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

    Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

    Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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    In today's economy, obtaining a small business loan can be a slow and difficult process.

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    Fax: 858.866.4262

    RSS Financial News

    • Visa Gives Banks Tools to Turn Subscription Chaos Into Loyalty
      The modern consumer economy increasingly runs on autopay. From streaming services and cloud storage to artificial intelligence tools and fitness apps, subscriptions have become ubiquitous in the background of everyday financial life. And as the global total races toward a projected 12 billion subscriptions by 2030, the friction isn’t just financial; it’s becoming cognitive. […] […]
    • Fragmented Payments Data Is Giving Fraudsters the Upper Hand
      Watch more: Virtual Roundtable With Trulioo’s Kiran Kumar and Mastercard’s Kurt Weiss Trust in both financial services and public consciousness has traditionally been treated as a checkpoint. A customer opened an account, submitted documents, cleared know-your-customer (KYC) reviews and, in effect, crossed the threshold. Once inside, they were largely treated as trusted unless something […] […]
    • Acquirers May Win Agentic Commerce by Building the Guardrails
      Agentic commerce has been framed as the payment industry’s next leap forward. But the central insight emerging from “How Acquirers Prepare for Agentic Commerce,â€� a new PYMNTS Intelligence report commissioned by Visa Acceptance Solutions, reveals that agentic commerce is not a new stack. Rather, it represents a new channel running on an existing one. That distinction matters because […] […]
    • 57% of Retail SMBs Want Flexible Due Dates on Credit Cards
      Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many small- to medium-sized businesses (SMBs) already feel confident they can get credit. What they want now are cards that work harder for the way they actually run their businesses. […] […]
    • Why Price Takes a Back Seat in Embedded Finance Deals
      Embedded finance is increasingly central to how B2B companies buy and sell, but it only works as well as the bank or FinTech behind it. New PYMNTS Intelligence research finds that trust and security are the deciding factors in who a B2B firm chooses to work with, and by open water over pricing and how […]

    RSS News

    • Concerned About The MCA Automatic Debit Law in Texas? This ACH Company Says There’s a Way
      There may be no need to overcomplicate Merchant Cash Advance compliance in Texas. A key phrase in the MCA prohibition law that went into effect last year specifies that it’s a prohibition on “establishing a mechanism for automatically debiting a recipient’s account” unless a lot of other requirements are met. One company looked closely at […]
    • LendPathway Achieves 99.7% Reconciliation Accuracy on Financial Documents
      NEW YORK, NY — March 2026 — LendPathway, a New York-based fintech providing underwriting automation for alternative lenders, announced that 99.7% of all ledgers processed through its platform now reconcile correctly. Every ledger is individually verified against the document it was extracted from, confirming that the transactions, balances, and totals all agree before any data […]
    • The 2026 Coleman SBA Lending Awards Recap
      Coleman’s 2026 SBA Lender Professional Awards ceremony took place last week in Miami at the corporate headquarters of Banesco. Bob Coleman, the organizer of the event and founder of the Coleman Report, was the host. The annual Coleman Awards first debuted in 2025. The full list of winners from 2026 can be viewed here. Among […]
    • NACLB Conference Canceled
      A company organizing an event under the NACLB conference brand has decided not to go through with it. Initially they had planned to host a conference in Florida this coming June using the NACLB name that convicted felon Kris Roglieri had previously created. The company acquired the rights to that name through Roglieri’s personal bankruptcy […]
    • Upstart: Humans are not very good at underwriting loans so AI won’t be either
      “…unfortunately, humans have never really been very good at precisely underwriting loans and figuring out the cash flows they’re going to produce for the next 5 years,” said Upstart CEO Paul Gu during the company’s Q4 earnings call in response to an analyst’s question. “That’s something that has always been solved as a big math […]