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    Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

    Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

    Bankers know customers will do business with the financial institutions that can deliver the products they need. More

    Get a Cash Advance for Your Business!

    In today's economy, obtaining a small business loan can be a slow and difficult process.

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    Phone: 800.928.2237

    Fax: 858.866.4262

    RSS Financial News

    • Mastercard Unveils Open Standard to Verify AI Agent Transactions
      Every time an AI agent makes a purchase, three questions hang over the transaction. Did the consumer actually authorize this? Did the agent follow instructions exactly? And if something goes wrong, can anyone prove it? The payments, AI and merchant sectors are all looking for universal answers to those questions. Mastercard is pitching a new […]
    • Crypto Bill Talks Stall as Banks Reject White House Stablecoin Compromise
      Negotiations over a major U.S. crypto bill have hit an impasse. Large banks say they cannot support a White House compromise on stablecoin “rewards,â€� raising doubts the legislation will clear Congress this year. The fight matters for payments because stablecoins are typically dollar-linked tokens used for digital transfers. In an analysis carried by Yahoo […] […]
    • Beyond Speed: The Strategic Value of Real-Time Payments
      Real-time payments are often framed as a story about speed, but that lens increasingly undersells their business impact. As corporates gain experience with instant payments, the value proposition is shifting toward precision, control and improved user experience, paying exactly when needed rather than merely faster. Executives increasingly emphasize visibility and timing—not acceleration alone—as sources of […]
    • Marketing’s AI Shift Is From Measuring Campaigns to Running Them
      As generative artificial intelligence becomes embedded in enterprise software stacks, executives are demanding more than fast answers. They want outputs grounded in trusted data and aligned with real business workflows. Omri Shtayer, vice president of data products and DaaS at Similarweb, told PYMNTS that the company launched AI Studio to address what he sees […] […]
    • Why Small Business Owners Still Reach for Personal Cards
      Small to medium-sized businesses (SMBs) are telling credit card issuers something they need to hear: Rewards don’t seem to be working. Or at least, they’re not very effective at enticing more SMB owners and operators to move their operational spending to business cards. It’s a surprising message. Many business cards offer what Dave Grossman, […] […]

    RSS News

    • Lending Tree: “The merchant cash advance market is a strong market that is growing”
      “The merchant cash advance market is a strong market that is growing,” said Lending Tree CFO Jason Bengel during the company’s Q4 earnings call. Small business financing has become an increasing priority for the financial services referral platform. “…we have continually invested in additions to our small business concierge sales force, allowing us as well […]
    • Lending Tree: LLM Referrals Are Very “High-Intent Consumers”
      During Lending Tree’s Q4 earnings call, CEO Scott Peyree echoed the same conclusion on LLMs that was uttered by rival NerdWallet, that LLM referrals convert better than normal search referrals. “There are a number of fronts we are working on there,” said Peyree. “There is obviously the SEO front where you are getting referenced by […]
    • Trigger Leads Law to Go Into Effect March 4, 2026
      On March 4, the national “trigger leads” law will go into effect. Scott Peyree, the CEO of Lending Tree, recently shared this explanation of trigger leads on the company’s Q4 earnings call. “For those that do not know the trigger leads, the very basic version of that is when, for example, we develop a lead […]
    • NerdWallet: LLM Referrals Convert Much Better, Licensing Regulations A Barrier to AI Shopping Takeover
      “…in terms of what we’re seeing on our side, the conversion rates on that LLM referral traffic are much higher and growing rapidly,” said NerdWallet CEO Tim Chen during the Q4 earnings call. “People, I think, are searching more both on traditional search engines as well as LLMs.” NerdWallet had taken a hit on organic […]
    • Quickbooks Capital: Another $1.3B Funded to Merchants, Has Protective Moat from AI
      Intuit’s Quickbooks Capital originated $1.3B in business loans to its customers for its fiscal Q2 2026. The number was a repeat of the previous quarter but still puts them on a trajectory to surpass yet another rival (Shopify Capital) on originations in 2026. Originations Quickbooks users are presented a “button” in their Quickbooks software to […]