Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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  • Crypto Industry Representatives and Senate Democrats to Discuss Stalled Crypto Bill
    Efforts are reportedly under way to restart the movement of the crypto markets bill that stalled in the Senate on Wednesday (Jan. 14). Coinbase CEO Brian Armstrong, who withdrew the cryptocurrency exchange’s support for the Senate Banking Committee’s draft of the bill hours before the committee postponed its scheduled markup of the bill, reportedly met in person with lawmakers […] […]
  • Predictive AI Bridges the Security Response Gap in Automated Attacks
    According to the World Economic Forum’s Cyber Risk in 2026 outlook, artificial intelligence (AI) is expected to be the most consequential factor shaping cybersecurity strategies this year, cited by 94% of surveyed executives as a force multiplier for both defense and offense. The report, released Monday (Jan. 12), highlights how generative AI technologies are […] […]
  • Global AI Boom Squeezes Consumer Tech Memory Supply
    The expansion of generative artificial intelligence is exerting pressure beyond data centers and cloud providers. It is beginning to alter the economics of consumer electronics in visible and lasting ways. Memory components that once flowed predictably into smartphones, personal computers and gaming hardware are increasingly being diverted toward large-scale AI systems under long-term supply […] […]
  • AWS Launches Independent European Cloud to Meet Sovereignty Requirements
    AWS has launched the AWS European Sovereign Cloud, an independent cloud located in the European Union and designed to help customers meet the EU’s sovereignty requirements. The cloud is physically and logically separate from other AWS regions, and it features technical controls, sovereign assurances and legal protections designed to meet the needs of European […] […]
  • Fed Beige Book Shows Consumers Resilient Despite Uncertainty
    The Federal Reserve’s latest Beige Book strikes a cautiously upbeat tone, pointing to modest economic gains across much of the country even as businesses and consumers navigate higher costs, tighter credit conditions and shifting labor dynamics. Covering economic conditions across the 12 Federal Reserve districts, the report shows that overall activity increased at a […] […]
  • Heron Expands into SMB Credit Broker Market with Full Deal Flow Automation
    New York, NY – January 2026 – Heron Data, an AI platform that helps fintechs automate document-heavy workflows, today announced its expansion into the SMB credit broker market with the launch of Heron Broker Suite — an end-to-end solution that automates the entire broker deal flow from application intake to CRM. The launch marks Heron’s […]
  • How a Mother-Daughter Broker Shop Persevered and is Positioned for Growth
    Sharpe Capital facilitated nearly $5 million in funding to small businesses across the United States in 2025. Next year, they hope to double it. What makes the company unique is that it operates as a mother-daughter team, one of the very few in the industry to be structured that way. But how Wendy Rivera and […]
  • New Jersey Reintroduces APR Disclosure Bill for Commercial Financing
    A commercial financing APR disclosure bill was introduced in the New Jersey State Senate on Tuesday. The bill is mostly templated from other state legislation in which estimated APR disclosures on sales-based financing transactions would be determinable by using either the Historical method or Opt-in method. Senator Troy Singleton introduced it as Senate Bill 1760 […]
  • California Partnered With a Revenue Based Financing Provider
    On the California Small Business Loan Match website operated by The California Infrastructure and Economic Development Bank (IBank), is a list of vetted partner small business lenders that the state guarantees loans for. One of those lenders is AltCap California which actually offers revenue based financing. At face value, AltCap describes the cost of its […]
  • Factor Gives Update on “Killing MCAs” in Texas
    Cole Harmonson, CEO of Dare Capital and a board member for the American Factoring Association, posted an update last month on the recent Texas MCA legislation and campaign to “fight the MCA cronies.” It appeared on the Commercial Factor’s magazine website. You can read it here. Harmonson shared his strategy on how to kill MCAs […]