Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.
- WalletConnect Pay CEO Bets Crypto Payments Can Finally Scale at CheckoutWatch more: The Digital Shift: WalletConnect’s Jess Houlgrave Cryptocurrency payments have spent years hovering at the edge of mainstream commerce. Now, momentum is building as infrastructure providers focus less on blockchains and more on making digital currency usable at scale. WalletConnect Pay CEO Jess Houlgrave said the long road to adoption reflects a fundamental […] […]
- India and the Gulf Race Ahead on Agentic AI DeploymentWith U.S.-based companies like Visa, Mastercard, Microsoft and AWS leading the Prompt Economy’s development, it’s understandable to see agentic AI from a Western lens. But it’s not an inclusive one. The rest of the world — especially the Middle East — is taking notice. In fact, a Jan. 15 article published by the World […] […]
- Regulators Rewrite How Blockchain Gets BuiltFor much of blockchain’s commercial life, regulation functioned as a question mark rather than a framework. Financial institutions monitored developments, commissioned pilot projects and waited for clarity that rarely arrived in usable form. Early blockchain governance was often aspirational, relying on loosely defined communities and computationally derived consensus. However, findings in the January edition […] […]
- 7 in 10 Banks Increase Fraud Spending as Losses and Complexity GrowFraud is no longer just a cost line item for banks and payment firms. It is increasingly a force that shapes how institutions invest, modernize and compete. That is the central takeaway from the “2025 State of Fraud and Financial Crime in the United Statesâ€� report from PYMNTS Intelligence, produced in collaboration with Block. The research […] […]
- Mastercard Says Embedding Payments Is Key to Commercial Payments AcceptanceWatch more: Need to Know: Mastercard’s Marc Pettican Few dynamics in corporate operations are as familiar and unchanging as the B2B acceptance choreography. Buyers negotiate terms with suppliers. Suppliers weigh costs, settlement speed and risk. Banks and card networks provide rails largely in the background. This traditional dance has historically meant that acceptance decisions were episodic, bilateral and often slow […] […]
- Fintech Small Business Lender Origination Volume SnapshotIt was full speed ahead in 2025. Here’s how the origination volume stats were trending among the biggest fintech small business lenders for the first nine months of last year. Lender First Three Quarters 2025 All of 2024 Square Loans $5 billion $5.7 billion BHG Financial $4.4 billion $3.7 billion Enova $4 billion $3.98 billion […]
- Heron Expands into SMB Credit Broker Market with Full Deal Flow AutomationNew York, NY – January 2026 – Heron Data, an AI platform that helps fintechs automate document-heavy workflows, today announced its expansion into the SMB credit broker market with the launch of Heron Broker Suite — an end-to-end solution that automates the entire broker deal flow from application intake to CRM. The launch marks Heron’s […]
- How a Mother-Daughter Broker Shop Persevered and is Positioned for GrowthSharpe Capital facilitated nearly $5 million in funding to small businesses across the United States in 2025. Next year, they hope to double it. What makes the company unique is that it operates as a mother-daughter team, one of the very few in the industry to be structured that way. But how Wendy Rivera and […]
- New Jersey Reintroduces APR Disclosure Bill for Commercial FinancingA commercial financing APR disclosure bill was introduced in the New Jersey State Senate on Tuesday. The bill is mostly templated from other state legislation in which estimated APR disclosures on sales-based financing transactions would be determinable by using either the Historical method or Opt-in method. Senator Troy Singleton introduced it as Senate Bill 1760 […]
- California Partnered With a Revenue Based Financing ProviderOn the California Small Business Loan Match website operated by The California Infrastructure and Economic Development Bank (IBank), is a list of vetted partner small business lenders that the state guarantees loans for. One of those lenders is AltCap California which actually offers revenue based financing. At face value, AltCap describes the cost of its […]