Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.
- New Branch CFO Say IPO Is a Discipline Not a DestinationWatch more: Monday Conversation With Branch’s Matt Peterson Sixty-eight percent of Americans live paycheck to paycheck. For years, financial experts blamed the individual. Too much discretionary spending, not enough discipline. Branch CFO Matt Peterson has a different theory, and data to back it up. The problem isn’t what people are spending. It’s when they’re […] […]
- Embedding Security: Designing Fraud Risk Out of Business TransactionsEmbedded payments are becoming a core feature of modern business platforms, weaving transactions directly into everyday operational workflows. As payments shift, however, fraud risk shifts with them. In embedded environments, threats can no longer be managed effectively through point solutions that activate only after a transaction is already in motion. Instead, fraud prevention must move […]
- Mastercard’s Gerber Says CISOs Can’t Protect What They Can’t SeeIn cybersecurity, visibility has always been a prerequisite for control. Today, the scale and stakes of what organizations can no longer see are approaching a tipping point. The result is not simply greater complexity, but a growing inability for organizations to identify where their own infrastructure begins and ends. “If you think about the […] […]
- 52% of Small Businesses Don’t Revolve Their Credit Card BalancesSmall businesses are treating credit cards less like a backup and more like a flexible operating tool, and the way they use them is starting to look surprisingly consumer-like. That is the throughline of “SMB Growth Monitor: How Firms Use and Choose Credit Cardsâ€� a PYMNTS Intelligence report based on a survey of 583 U.S. […] […]
- Samsung and Perplexity Push New Agentic Tools Into Phones and the CloudIt was a big week in The Prompt Economy, with big moves from big companies making big claims. None were bigger than Samsung, which used its user conference to herald what it says is “The Beginning of Truly Agentic AI.â€� To back that up Samsung says its Galaxy Unpacked 2026 event was designed around […] […]
- Prosecutors: Industry’s Mystery Fraudster Spent Money on Lavish LifestyleProsecutors attached this photo of Saul Shalev in their recent motion to oppose his request for home detention The suspect in the small business finance industry’s long running mysterious fraud was living large before being arrested in Spain and extradited to the United States. Saul Shalev has been charged with wire fraud, money laundering, and […]
- The Most Common Mistakes MCA Companies Make Early On, and How to Avoid ThemDavid Roitblat is the founder and CEO of Better Accounting Solutions, an accounting firm based in New York City and a leading authority in specialized accounting for merchant cash advance companies. To connect with David or schedule a call about working with Better Accounting Solutions, email [email protected]. Most MCA companies that fail do not do […]
- Square Loans: $7 Billion Funded in 2025, Block Lays Off 40% of All Staff Due to AISquare Loans finished 2025 with a whopping $7 billion funded to merchants. And just as has been the case previously, payment performance on these loans has been so good that “the amount of loans that were identified as nonperforming loans was immaterial,” according to the year-end report. Despite Square Loans being the largest originator of […]
- Biggest Challenge of Low Cost Business Lending: The customers couldn’t distinguish the differenceIn a podcast between Ballard Spahr attorney Alan S. Kaplinsky and Executive Director of the Responsible Business Lending Coalition Louis Caditz-Peck, the latter revealed one of the biggest revelations he had while previously working in the small business lending division of LendingClub. Winning on price doesn’t work if your customers don’t realize your product is […]
- Stripe Capital Originated 81,000 MCAs and Business Loans in 2025Stripe, currently in the news for its $159 billion valuation and its potential interest in acquiring PayPal, originated 81,000 merchant cash advances and business loans in 2025 through its subsidiary Stripe Capital. Stripe didn’t say what that equated to in total funding volume but when compared to a rival’s (Square Loans) historical data, it puts […]