Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.
- How the Back Office Took Center Stage in 2025If you work in banking, payments, FinTech or the digital economy, you’ve felt it all year: The back office is no longer backstage. Payments, identity, onboarding and fraud were once dismissed as “plumbing.â€� Now they’re the user experience, the margin story and the brand promise, all at once. That’s why PYMNTS spent 2025 doing […] […]
- Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck ConsumersFor much of the past decade, “living paycheck to paycheckâ€� has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more complicated: a broadening spectrum of financial fragility that increasingly reaches into the middle—and, at times, higher-income—tiers. Across the monthly 2025 installments of New Reality Check: The Paycheck-to-Paycheck Report, the top-line […] […]
- Payments CEOs Weigh In on How Much Autonomy Is Too MuchPicture the last time a payment “worked.â€� You probably don’t remember it. That’s the point: the best transactions vanish into the background. Now picture the last time a payment didn’t work. You remember that one. Because failure is rarely invisible when money is involved. In 2025, that contrast powered the most candid conversations in […] […]
- Nearly Half of Gen Z Still Want In-Person Financial AdviceFor credit unions, the Gen Z challenge is no longer about digital access but about relevance in moments that shape financial confidence. That theme runs through “Digital-First Retention Playbook: Winning Gen Z Loyalty at Credit Unions,â€� the October 2025 edition of the PYMNTS Intelligence Credit Union Tracker Series, produced in collaboration with Velera. The report […] […]
- Starbucks Plans to Add and Remodel Stores After Closing 400 This YearStarbucks reportedly plans to open new stores and remodel existing ones in 2026 after closing 400 locations across the United States in September. In a Tuesday (Dec. 30) CNN report about the coffeehouse chain’s plans in the wake of those closures, a Starbucks spokesperson told the media outlet that the new and remodeled stores […] […]
- CFG Merchant Solutions® Reinforces Commitment to Seamless, Compliant Funding for ISO Partners Ahead of California SB 362New disclosure requirements met with streamlined processes that protect speed, clarity, and funding efficiency for our ISO partners. New York, NY — CFG Merchant Solutions® announced its full operational readiness for California Senate Bill 362 (SB 362), set to take effect January 1, 2026. While the legislation expands commercial financing disclosure requirements statewide, CFGMS has […]
- Indictment in the Small Business Finance Industry’s “Long Running Mysterious Fraud”There has been a major break in the case of the industry’s Long Running Mysterious Fraud, an indictment. Less than a year after deBanked ran a story about a sophisticated scheme employed to steal millions from merchants, funders, and lenders through a network of stolen identities and cryptocurrency exchanges, a criminal complaint was quietly filed […]
- Brokers and Funders – Are You Ready for Changes to California Law Effective January 1, 2026?Bob Gage is a partner in Hudson Cook, LLP’s Michigan office. Kate Fisher is a partner in Hudson Cook, LLP’s Maryland office. https://www.hudsoncook.com/ California has a new law, California S.B. 362, impacting how brokers and funders communicate with merchants starting on January 1, 2026. The new law adds provisions to California’s Commercial Financing Disclosures Law […]
- How Daniela Cano and Nicole Paliobeis Originate More than $100 Million in Funded Deals a YearDaniela Cano and Nicole Paliobeis account for $10 million in revenue-based financing volume every month at Spartan Capital. That’s $120 million annualized. As the top two ISO relationship managers in the company out of eight total, Cano and Paliobeis operate in one of the most pivotal roles in the industry. “It’s extremely fast paced, not […]
- Frankie DiAntonio Announces the Launch of The Lexington Foundation, a New Nonprofit Dedicated to Supporting Families in NeedMiddle Country, NY — Frankie DiAntonio, Founder and CEO of Lexington Capital Holdings and Lexington Estates, today announced the official launch of The Lexington Foundation, a nonprofit organization created to support families in need, beginning in his hometown of Middle Country and expanding globally as the foundation grows. The Lexington Foundation represents a deeply personal […]