Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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  • The Friction Economy: Why Gen Z Is Trading Smartphones for Dumb Devices
    There’s a special look kids give a floppy disk. They turn it over, tap the little metal shutter, and then ask, politely but devastatingly: “So where do you plug in the Wi‑Fi?â€� It’s the same energy adults bring to a rotary phone: reverence, confusion and the suspicion that someone is filming a prank video. After […]
  • Virgin Media O2 Bets on Affirm to Fuel Hardware Sales 
    Virgin Media O2, a leading mobile provider in the United Kingdom, has partnered with flexible payment network Affirm to provide hardware financing.  This collaboration will allow O2 customers to access Affirm’s pay-over-time options at checkout when purchasing mobile phones, headphones, game consoles and other hardware, the companies said in a Friday (Feb. 6) press release.  Affirm will offer a wide range of monthly payment plans and will charge no late […] […]
  • Early Buying Spree Cannibalizes Fourth Quarter Car Sales
    AutoNation saw a year-over-year decline in vehicle sales during the fourth quarter due to a tough comparison to 2024 and a race to buy vehicles earlier in the year before the implementation of tariffs and expiration of electric vehicle tax credits, executives said Friday (Feb. 6). The automotive retailer’s same-store new vehicles sales were […] […]
  • AI Enters the Race at the Winter Olympic Games
    Artificial intelligence (AI) is also entering the race at the 2026 Winter Olympics in Milano Cortina, Italy, which runs through Feb. 22, bringing a layer of machine intelligence to an event long defined as a showcase of human performance. From athlete training and broadcast production to fan engagement and judging, AI systems are increasingly […] […]
  • Apple Opens CarPlay to AI Rivals Following Driver Demand
    Apple plans to allow other companies’ voice-controlled artificial intelligence (AI) chatbots to operate within its vehicle interface, CarPlay, Bloomberg reported Friday (Feb. 6), citing unnamed sources. The company is working to support these third-party apps in CarPlay and plans to make this capability available to AI providers within months, according to the report. Currently, Apple allows […] […]
  • CS Lend Fuji 3.0 Launches to Help Lenders Stop Working Out of Their Inbox and Originate From One System
    Los Angeles, CA – Cloudsquare announced the release of CS Lend Fuji 3.0, a major platform update designed to eliminate inbox-driven origination workflows and give lending teams a single system to manage communication, execution, and deal progress. Across the lending industry, origination still runs through shared inboxes. Brokers email constantly for status updates, revised terms, […]
  • National Alliance of Commercial Loan Brokers LLC Back in Roglieri’s Hands
    The United States Bankruptcy Court ordered the Roglieri Estate return its interest in the National Alliance of Commercial Loan Brokers LLC back to Roglieri himself. The order was dated January 30, 2026. That interest includes all the assets and liabilities attached to the National Alliance of Commercial Loan Brokers LLC. The Trustee’s reasoning was that […]
  • AdvanceIQ.ai Launches Risk & Portfolio Intelligence Platform for SMB Lending
    NEW YORK, Feb. 05, 2026 — AdvanceIQ.ai, a leading provider of risk and portfolio intelligence for the SMB lending and private credit market, today announced the launch of the AIQ Platform, a unified intelligence platform supporting SMB lenders and private credit investors—including merchant cash advance (MCA) and revenue-based finance (RBF) originators and investors. Designed to […]
  • PayPal: > 10% Business Loans Not Current
    PayPal finished 2025 with ~$2.2B in business loan originations, down from $3B the prior year. As of December 31, 2025, only 89.8% of their portfolio was current, down slightly from the prior year. Charge-offs, however, are up significantly. The percentage excludes “fraud losses.” PayPal’s CEO was replaced this week after the Board was disappointed by […]
  • Getting Your Reps to Perform at the Ultimate Level? This ISO is Using AI to Train Them
    “I‘m unable to get 80, 90 guys to work in the area that I am in so I have to actually max out the team that I have,” says Steven Edisis, CEO of Dynamic Capital. “So my whole thing is onboarding guys and getting them to perform at the ultimate level.” Edisis says that training […]