Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.
- Legacy Business Models Break“Your margin is my opportunityâ€� was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins get attacked, but who gets to turn whose margin into whose opportunity as consumers, enterprises and their agents decide how they want interactions to work, what information they are willing […]
- North American Middle-Market Firms Signal Major Working Capital Expansion in 2026The “2025–2026 Growth Corporates Working Capital Index: North America Edition,â€� a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and Canada are rethinking working capital as a strategic asset rather than as a defensive necessity. Based on a double-blind survey of 322 CFOs and Treasurers at companies with $50 million […]
- SAP Product Chief Says Data Foundations, Not Storefronts, Now Define Retail SuccessWatch more: Monday Conversation with SAP CX’s Balaji Balasubramanian Agentic commerce has moved quickly from a future-facing concept to an operational reality, as software agents increasingly mediate how consumers discover, compare and buy products. What was once framed as experimentation is now becoming a competitive requirement, forcing enterprise retailers to confront whether their data, […] […]
- Survey: 40% of Hourly Workers See No Benefit From Economic GrowthLiquidity stress in the U.S. economy is no longer a background condition. Instead, it is the mechanism reshaping how different segments experience work, confidence and financial progress. That was the core insight of “Wage to Walletâ„¢ Index: Liquidity Stress Splits Higher Earners and the Labor Economy,â€� a December report from PYMNTS Intelligence produced in […] […]
- Why Today’s CFO Is Part Economist, Strategist and Risk OfficerThe CFO’s mandate has traditionally been to optimize within existing systems. Finance chiefs manage costs, allocate capital, forecast with increasing precision and ensure their company delivers predictable performance quarter after quarter. That foundation has shifted. Trade tensions, tariffs, geopolitical realignment, persistent inflation, supply chain fragility, climate risk and rapid technological change have converged to […] […]
- Factor Gives Update on “Killing MCAs” in TexasCole Harmonson, CEO of Dare Capital and a board member for the American Factoring Association, posted an update last month on the recent Texas MCA legislation and campaign to “fight the MCA cronies.” It appeared on the Commercial Factor’s magazine website. You can read it here. Harmonson shared his strategy on how to kill MCAs […]
- New Year, New Lenders?There’s a couple new lenders on the block to keep an eye on. One of them is named Slope. Backed by both JPMorgan and OpenAI CEO Sam Altman, Slope offers revolving lines of credit up to $5 million. And they’re already out there. Seemingly overnight they’ve become capital providers for a number of large e-commerce […]
- Walmart MCA Video CommercialWant to see how Walmart is marketing its MCA program? Check out this commercial: Walmart became a direct merchant cash advance funder in 2024. You can learn more about it here. Walmart also works with third parties such as Payoneer, Parafin, and Uncapped.
- deBanked’s Top Stories of 2025With deBanked having closed out its 15th year (WHOA) of being online, it appears that merchant cash advance content still dominates in views. I know this because these were the top five most read stories of 2025: #1 – Texas Passed an MCA ACH Prohibition Without a perfected first position, Texas no longer allows commercial […]
- CFG Merchant Solutions® Reinforces Commitment to Seamless, Compliant Funding for ISO Partners Ahead of California SB 362New disclosure requirements met with streamlined processes that protect speed, clarity, and funding efficiency for our ISO partners. New York, NY — CFG Merchant Solutions® announced its full operational readiness for California Senate Bill 362 (SB 362), set to take effect January 1, 2026. While the legislation expands commercial financing disclosure requirements statewide, CFGMS has […]