Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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In today's economy, obtaining a small business loan can be a slow and difficult process.

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Phone: 800.928.2237

Fax: 858.866.4262

RSS Financial News

  • Online Finally Breaks Brick and Mortar
    In 2026, online and digitally-influenced retail finally surpasses brick-and-mortar sales in the categories that matter most to modern retail. This moment has been years in the making, obscured less by consumer behavior than by how the industry measures itself. The post Online Finally Breaks Brick and Mortar appeared first on PYMNTS.com.
  • The Labor Economy Becomes the Next Payments Innovation Engine
    In 2026, the Labor Economy becomes one of the most important sources of economic growth — not despite automation, but because of it. As intelligence scales, demand accelerates for human labor that cannot be abstracted away. The post The Labor Economy Becomes the Next Payments Innovation Engine appeared first on PYMNTS.com.
  • Shared Signals Are Helping Banks Stop Fraud Sooner
    The goal for financial institutions isn’t to keep pace with the artificial intelligence-driven evolution of fraud. It’s to outpace it. The PYMNTS Intelligence report “2025 State of Fraud and Financial Crime in the United States,â€� commissioned by Block, found that financial institutions are recognizing that fraud itself is a networked phenomenon. Criminal groups share […] […]
  • Embedded Finance Pays Off for 54% of US B2B Platforms
    B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer relationships and compete at scale. That shift is the central takeaway from “B2B Platforms Expand Embedded Finance to Enhance Customer Experience, Drive Revenue,â€� a December 2025 PYMNTS Intelligence Data Brief […] […]
  • Digital Wallets Win the Instant Payments Habit Battle
    Payments history shows a familiar pattern. Innovations begin as features, become expectations and eventually harden into infrastructure. Credit cards, ACH and online banking all followed this trajectory. Those former innovations can now feel almost quaint. Instant payouts are now crossing this threshold. The shift has implications for businesses, platforms and financial institutions. It suggests […] […]

RSS News

  • New Year, New Lenders?
    There’s a couple new lenders on the block to keep an eye on. One of them is named Slope. Backed by both JPMorgan and OpenAI CEO Sam Altman, Slope offers revolving lines of credit up to $5 million. And they’re already out there. Seemingly overnight they’ve become capital providers for a number of large e-commerce […]
  • Walmart MCA Video Commercial
    Want to see how Walmart is marketing its MCA program? Check out this commercial: Walmart became a direct merchant cash advance funder in 2024. You can learn more about it here. Walmart also works with third parties such as Payoneer, Parafin, and Uncapped.
  • deBanked’s Top Stories of 2025
    With deBanked having closed out its 15th year (WHOA) of being online, it appears that merchant cash advance content still dominates in views. I know this because these were the top five most read stories of 2025: #1 – Texas Passed an MCA ACH Prohibition Without a perfected first position, Texas no longer allows commercial […]
  • CFG Merchant Solutions® Reinforces Commitment to Seamless, Compliant Funding for ISO Partners Ahead of California SB 362
    New disclosure requirements met with streamlined processes that protect speed, clarity, and funding efficiency for our ISO partners. New York, NY — CFG Merchant Solutions® announced its full operational readiness for California Senate Bill 362 (SB 362), set to take effect January 1, 2026. While the legislation expands commercial financing disclosure requirements statewide, CFGMS has […]
  • Indictment in the Small Business Finance Industry’s “Long Running Mysterious Fraud”
    There has been a major break in the case of the industry’s Long Running Mysterious Fraud, an indictment. Less than a year after deBanked ran a story about a sophisticated scheme employed to steal millions from merchants, funders, and lenders through a network of stolen identities and cryptocurrency exchanges, a criminal complaint was quietly filed […]