Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

Phone: 800.928.2237

Fax: 858.866.4262

RSS Financial News

  • White House Moves to End Federal Use of Anthropic’s Claude AI
    The White House is telling federal agencies to stop using Anthropic’s artificial intelligence (AI) products, a sharp escalation in a dispute that started inside the Defense Department but now touches the broader government. The Wall Street Journal (WSJ) reported Friday (Feb. 27) that President Donald Trump said the federal government will no longer work […] […]
  • AT&T Slashes AI Costs 90% by Swapping Large Models for Small Ones
    AT&T boosted the efficiency of its internal Ask AT&T personal assistant by reworking the orchestration layer and shifting more of the work from large language models (LLMs) to small language models (SLMs), VentureBeat reported Thursday (Feb. 26). This change improved latency, speed and response times; cut costs by 90%; and enabled the system to […] […]
  • Morgan Stanley’s OCC Application Is Wall Street Colonizing Crypto’s Back Office
    Digital assets have gotten boring enough that their growth is now buried in procedural filings, not viral social media headlines. Take, for example, the news that blue-chip global bank Morgan Stanley submitted an application to the U.S. Office of the Comptroller of the Currency (OCC) for a charter for a new institution called “Morgan […] […]
  • CFOs Capture B2B Payments Digitization Value by Targeting Year-Two Gap
    The biggest risk in B2B payments today isn’t failing to modernize. It’s assuming that modernization alone delivers value. The real test arrives in what many finance leaders privately call the “year-two problem,â€� or the period after regulatory migration deadlines pass and new systems go live. That’s when firms discover that upgraded rails do not […] […]
  • Senate’s AFFORD Act Seeks New Capital for Underserved Markets
    A bill introduced in the Senate Thursday (Feb. 26) would strengthen the role of the Community Development Financial Institutions Fund (CDFI Fund) in improving capital access and economic development in underserved communities, its supporters say. The “Access to Fair Financing for Opportunity and Resilient Development Actâ€� (AFFORD Act) was introduced by Sens. Steve Daines […] […]

RSS News

  • Prosecutors: Industry’s Mystery Fraudster Spent Money on Lavish Lifestyle
    Prosecutors attached this photo of Saul Shalev in their recent motion to oppose his request for home detention The suspect in the small business finance industry’s long running mysterious fraud was living large before being arrested in Spain and extradited to the United States. Saul Shalev has been charged with wire fraud, money laundering, and […]
  • The Most Common Mistakes MCA Companies Make Early On, and How to Avoid Them
    David Roitblat is the founder and CEO of Better Accounting Solutions, an accounting firm based in New York City and a leading authority in specialized accounting for merchant cash advance companies. To connect with David or schedule a call about working with Better Accounting Solutions, email [email protected]. Most MCA companies that fail do not do […]
  • Square Loans: $7 Billion Funded in 2025, Block Lays Off 40% of All Staff Due to AI
    Square Loans finished 2025 with a whopping $7 billion funded to merchants. And just as has been the case previously, payment performance on these loans has been so good that “the amount of loans that were identified as nonperforming loans was immaterial,” according to the year-end report. Despite Square Loans being the largest originator of […]
  • Biggest Challenge of Low Cost Business Lending: The customers couldn’t distinguish the difference
    In a podcast between Ballard Spahr attorney Alan S. Kaplinsky and Executive Director of the Responsible Business Lending Coalition Louis Caditz-Peck, the latter revealed one of the biggest revelations he had while previously working in the small business lending division of LendingClub. Winning on price doesn’t work if your customers don’t realize your product is […]
  • Stripe Capital Originated 81,000 MCAs and Business Loans in 2025
    Stripe, currently in the news for its $159 billion valuation and its potential interest in acquiring PayPal, originated 81,000 merchant cash advances and business loans in 2025 through its subsidiary Stripe Capital. Stripe didn’t say what that equated to in total funding volume but when compared to a rival’s (Square Loans) historical data, it puts […]