Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More

Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More

Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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In today's economy, obtaining a small business loan can be a slow and difficult process.

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RSS Financial News

  • Affirm Adds Account Balances and Cash Flow Trends to Underwriting
    Flexible payment provider Affirm is updating its underwriting to include richer real-time signals such as account balances and cash flow trends. The company is already applying this capability to Affirm Card users who have linked a third-party bank account or have an Affirm Money Account, and it will soon expand it to more consumers […] […]
  • Musk Predicts AI Will Lead to Abundance When AGI Arrives
    Elon Musk says AI will eventually become so advanced that it will lead to worldwide abundance. The multibillionaire businessman made these remarks last week on the podcast Moonshots With Peter Diamandis, saying that artificial intelligence’s (AI) advancements will bring about a world in which people no longer need to save for retirement. “Don’t worry […] […]
  • Amazon Seeks Supplier Discounts Amid Ongoing Tariff Fight
    Amazon is reportedly seeking reduced prices from its suppliers as it deals with tariffs. The eCommerce giant has asked for discounts from suppliers of up to 30%, the Financial Times (FT) reported Tuesday (Jan. 13), citing interviews with vendor consultants who negotiate on behalf of brands and suppliers. These sources said Amazon had accelerated […] […]
  • Slow Payouts Are Starting to Cost Banks Consumer Trust
    As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a visible signal of reliability, trust and financial control. Disbursement speed is now a defining factor in the modern payment experience. “Money Mobility: Who Gets […] […]
  • Visa Moves to Fix What Consumers Hate About Subscriptions
    Recurring payments have become a defining feature of how consumers pay for entertainment, software, mobility, personal services and daily conveniences. These subscription models now account for a large share of digital commerce, and they rely on credentials that must remain current, portable and visible to every party involved. Yet the rise of subscriptions has […] […]

RSS News

  • California Partnered With a Revenue Based Financing Provider
    On the California Small Business Loan Match website operated by The California Infrastructure and Economic Development Bank (IBank), is a list of vetted partner small business lenders that the state guarantees loans for. One of those lenders is AltCap California which actually offers revenue based financing. At face value, AltCap describes the cost of its […]
  • Factor Gives Update on “Killing MCAs” in Texas
    Cole Harmonson, CEO of Dare Capital and a board member for the American Factoring Association, posted an update last month on the recent Texas MCA legislation and campaign to “fight the MCA cronies.” It appeared on the Commercial Factor’s magazine website. You can read it here. Harmonson shared his strategy on how to kill MCAs […]
  • New Year, New Lenders?
    There’s a couple new lenders on the block to keep an eye on. One of them is named Slope. Backed by both JPMorgan and OpenAI CEO Sam Altman, Slope offers revolving lines of credit up to $5 million. And they’re already out there. Seemingly overnight they’ve become capital providers for a number of large e-commerce […]
  • Walmart MCA Video Commercial
    Want to see how Walmart is marketing its MCA program? Check out this commercial: Walmart became a direct merchant cash advance funder in 2024. You can learn more about it here. Walmart also works with third parties such as Payoneer, Parafin, and Uncapped.
  • deBanked’s Top Stories of 2025
    With deBanked having closed out its 15th year (WHOA) of being online, it appears that merchant cash advance content still dominates in views. I know this because these were the top five most read stories of 2025: #1 – Texas Passed an MCA ACH Prohibition Without a perfected first position, Texas no longer allows commercial […]