Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

  • Crypto Market Data Firm CoinGecko Considers Sale
    Crypto market data firm CoinGecko is reportedly considering a sale for around $500 million. The company is being advised by an investment bank in a process that began in late 2025, CoinDesk reported Tuesday (Jan. 13), citing unnamed sources. CoinGecko did not immediately reply to PYMNTS’ request for comment. According to the CoinDesk report, another crypto […] […]
  • Saks Global CEO to Exit Company as Bankruptcy Filing Nears
    Saks Global is reportedly set to make its second leadership transition in two weeks. CEO Richard Baker, whose appointment to that role was announced on Jan. 2, has been preparing to exit the company over the past few days, Bloomberg reported Tuesday (Jan. 13), citing unnamed sources. Baker is making that move as Saks […] […]
  • Steady Inflation and High Food Prices Push Consumers Toward Installments
    The latest inflation data released Tuesday (Jan. 13) suggests a steady pace of inflation overall, but groceries and other essentials continue to rise faster than the headline number and influence how consumers plan and pay for everyday life. In December, the Consumer Price Index rose 2.7% year over year, with a modest 0.3% monthly […] […]
  • President Trump Endorses Legislation to Lower Credit Card Swipe Fees
    President Donald Trump endorsed a bill that aims to lower credit card swipe fees. “Everyone should support great Republican Sen. Roger Marshall’s Credit Card Competition Act in order to stop the out-of-control swipe fee rip-off,â€� Trump wrote in a Tuesday (Jan. 13) post on Truth Social. Sen. Marshall of Kansas and Sen. Dick Durbin […] […]
  • How Healthcare Innovation Starts With Regulation and Ends With Integration
    Innovation in U.S. healthcare is often narrated as a story of disruption. Think: bold startups, cutting-edge artificial intelligence (AI) and innovative technology. But that narrative, while appealing, obscures a more accurate and more useful truth. In healthcare, innovation rarely begins with disruption. Instead, it begins, by design, with regulation. As underscored this week by […] […]
  • California Partnered With a Revenue Based Financing Provider
    On the California Small Business Loan Match website operated by The California Infrastructure and Economic Development Bank (IBank), is a list of vetted partner small business lenders that the state guarantees loans for. One of those lenders is AltCap California which actually offers revenue based financing. At face value, AltCap describes the cost of its […]
  • Factor Gives Update on “Killing MCAs” in Texas
    Cole Harmonson, CEO of Dare Capital and a board member for the American Factoring Association, posted an update last month on the recent Texas MCA legislation and campaign to “fight the MCA cronies.” It appeared on the Commercial Factor’s magazine website. You can read it here. Harmonson shared his strategy on how to kill MCAs […]
  • New Year, New Lenders?
    There’s a couple new lenders on the block to keep an eye on. One of them is named Slope. Backed by both JPMorgan and OpenAI CEO Sam Altman, Slope offers revolving lines of credit up to $5 million. And they’re already out there. Seemingly overnight they’ve become capital providers for a number of large e-commerce […]
  • Walmart MCA Video Commercial
    Want to see how Walmart is marketing its MCA program? Check out this commercial: Walmart became a direct merchant cash advance funder in 2024. You can learn more about it here. Walmart also works with third parties such as Payoneer, Parafin, and Uncapped.
  • deBanked’s Top Stories of 2025
    With deBanked having closed out its 15th year (WHOA) of being online, it appears that merchant cash advance content still dominates in views. I know this because these were the top five most read stories of 2025: #1 – Texas Passed an MCA ACH Prohibition Without a perfected first position, Texas no longer allows commercial […]