Whether your interests lie in electronic check conversion using the newest imaging technology, simple risk avoidance via paper-based check approval, electronic ATM payroll cards, or one of our unique “All-In-One” combination gift and loyalty card programs, Banc Transactions is helping business change the way it operates – implementing enhanced check fraud algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenues. And that is no small change.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

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  • Inside the NFL’s Strategy to Monetize Every Second of Super Bowl Week
    The Super Bowl has always been a game. It’s also a retail ecosystem with shoulder pads. For one Sunday (and increasingly, for a full week), the NFL turns fandom into an add-to-cart lifestyle. Tickets packaged like luxury travel, concerts bundled with hospitality, sponsor activations that behave like pop-up stores, and watch parties engineered to […] […]
  • Saks Global Weighs Competing Bankruptcy Financing Offers
    Saks Global is reportedly weighing two competing offers of bankruptcy financing packages as it prepares to file for bankruptcy. The company, which owns Saks Fifth Avenue and Neiman Marcus, is looking to file for bankruptcy as soon as Sunday (Jan. 11), The Wall Street Journal reported Friday (Jan. 9), citing unnamed sources. One bankruptcy […] […]
  • Agibank May Postpone US IPO After Brazil’s Social Security System Finds Irregularities
    Brazilian FinTech Agibank reportedly may postpone a planned initial public offering (IPO) in the United States after Brazil’s social security system suspended one of the firm’s main businesses. The social security system, INSS, stopped the firm from making new payroll-deduction loans for retired workers in December, citing “serious irregularities,â€� Bloomberg reported Friday (Jan. 9). […] […]
  • Amazon Plans to Build Big-Box Store Near Chicago
    Amazon reportedly plans to open a big-box store comparable to a Walmart or Target location in a Chicago suburb. The 229,000-square-foot facility would sell groceries, general merchandise and prepared foods, Bloomberg reported Friday (Jan. 9). Amazon is seeking approval for the project and could begin construction later this year, according to the report. “We […] […]
  • Banks, Cards and Creators Push Stablecoins Into Financial Mainstream
    The stablecoin pitch has always been a digital token that maintains a stable value, usually pegged to a fiat currency, while inheriting the speed, programmability and global reach of blockchains. What that pitch can leave out, however, is everything that makes money usable at scale. That includes compliance, consumer protection, liquidity management, accounting standards […] […]
  • Factor Gives Update on “Killing MCAs” in Texas
    Cole Harmonson, CEO of Dare Capital and a board member for the American Factoring Association, posted an update last month on the recent Texas MCA legislation and campaign to “fight the MCA cronies.” It appeared on the Commercial Factor’s magazine website. You can read it here. Harmonson shared his strategy on how to kill MCAs […]
  • New Year, New Lenders?
    There’s a couple new lenders on the block to keep an eye on. One of them is named Slope. Backed by both JPMorgan and OpenAI CEO Sam Altman, Slope offers revolving lines of credit up to $5 million. And they’re already out there. Seemingly overnight they’ve become capital providers for a number of large e-commerce […]
  • Walmart MCA Video Commercial
    Want to see how Walmart is marketing its MCA program? Check out this commercial: Walmart became a direct merchant cash advance funder in 2024. You can learn more about it here. Walmart also works with third parties such as Payoneer, Parafin, and Uncapped.
  • deBanked’s Top Stories of 2025
    With deBanked having closed out its 15th year (WHOA) of being online, it appears that merchant cash advance content still dominates in views. I know this because these were the top five most read stories of 2025: #1 – Texas Passed an MCA ACH Prohibition Without a perfected first position, Texas no longer allows commercial […]
  • CFG Merchant Solutions® Reinforces Commitment to Seamless, Compliant Funding for ISO Partners Ahead of California SB 362
    New disclosure requirements met with streamlined processes that protect speed, clarity, and funding efficiency for our ISO partners. New York, NY — CFG Merchant Solutions® announced its full operational readiness for California Senate Bill 362 (SB 362), set to take effect January 1, 2026. While the legislation expands commercial financing disclosure requirements statewide, CFGMS has […]