Banc Transactions, Inc.is an MSP (Member Service Provider), which is a special designation given to those credit card processing companies and banks which are directly registered with Visa® and MasterCard®.

What does this mean for your business?

  • Direct Visa® and MasterCard® Pricing
  • A Higher Level of Customer Service
  • Clear and Accurate Reporting

The Banc Transactions Guarantee
Shopping for credit card services is not something business owners do every day. We take out the confusion by getting what you need now and letting you shop around for the next several months. Just submit a better offer and we will meet it or beat it. Plus, we will refund you the difference. In the meantime, you get fair and honest pricing from a company you can trust.

Industries Banc Transactions Serves:

  • Retail
  • Restaurant
  • Petroleum/ C-Store
  • QSR
  • Grocery and Supermarket
  • Hotel and Hospitality
  • Health Practitioners
  • MOTO
  • E-Commerce
  • Level I, II, III data

What Credit and Debit Cards Does Banc Transactions Process?

Credit Cards Fleet Cards Debit Cards
Visa Voyager STAR
MasterCard Wright Express NYCE
American Express MC Fleet Maestro
Discover Fuelman Interlink
JCB CFN Accel
Diner’s Club Pacific Pride AFFN
Comdata PULSE
CU24
Alaska
Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

  • The Three Blind Spots in How Consumer Sentiment Is Measured
    In March 2020, government officials and epidemiologists were telling Americans to brace for a two-month shutdown. PYMNTS Intelligence went into the field and asked 1,923 consumers directly what they thought. They said five months. In May 2020, the experts said recovery would come by fall. Consumers said February 2021. In December 2020, when officials […] […]
  • Who Needs Whom? Card Networks, Stablecoins and the Future of Payments
    Here is the question nobody in polite payments circles wants to ask out loud: Do the card networks need stablecoins—or do stablecoins need the card networks? It sounds almost impertinent. Stablecoins were supposed to be the insurgents. Peer-to-peer. Borderless. Frictionless. The whole point was to route around the Mastercards of the world. To build […] […]
  • Embedded Finance Firms Brace for Tighter US Regulations
    From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments and insurance for everything from Prada handbags and veneers to Uber driver wages. With three parties in that marriage, banks, FinTechs and nonbank companies, who’s […]
  • Banks Win When They Connect Risk Signals Across the Life Cycle
    Watch more: What’s Next in Payments With Trulioo’s Vicky Bindra Speed is becoming the name of the game across financial services, FinTech and digital commerce. However, behind faster onboarding, faster payments and faster approvals hides a lurking threat. As fraud networks grow more sophisticated and digital ecosystems become more interconnected, velocity without visibility is […] […]
  • AI Agents Start Shopping and Payments Firms Adapt
    Watch more: What’s Next in Payments With FIS’ Mladen Vladic Innovation in payments has historically followed a bottom-up adoption curve. Niche players test, incumbents wait, standards emerge, and scale follows. Agentic commerce, a model in which software agents act on behalf of consumers to search for products, evaluate options, negotiate terms and complete transactions […] […]
  • Stripe Capital Originated 81,000 MCAs and Business Loans in 2025
    Stripe, currently in the news for its $159 billion valuation and its potential interest in acquiring PayPal, originated 81,000 merchant cash advances and business loans in 2025 through its subsidiary Stripe Capital. Stripe didn’t say what that equated to in total funding volume but when compared to a rival’s (Square Loans) historical data, it puts […]
  • Richmond Capital Leaves MCA Space With Negative Case Law On the Way Out
    “Substantive unconscionability is clear from the MCAs’ exorbitant and criminally usurious interest rates, among other things.” – Appellate Division, First Judicial Department, Supreme Court of New York, February 19, 2026 Richmond Capital Group was never part of the mainstream merchant cash advance industry. The company made headlines for years for its alleged connection to Jonathan […]
  • First Business Bank Promotes Andrew Hendricks To Assistant Vice President – SBA Lending
    BROOKFIELD, WI – February 24, 2026 – First Business Bank announces the promotion of Andrew Hendricks to Assistant Vice President – SBA Lending. Andrew Hendricks brings comprehensive commercial banking and SBA lending expertise to businesses and centers of influence seeking government-backed financing solutions through First Business Bank’s Brookfield office. With experience spanning conventional underwriting, credit […]
  • CAN Capital Adds Major Equipment Finance Division, New Product for Brokers to Offer
    The synergy between the working capital and equipment finance industries continues to grow with CAN Capital’s latest acquisition. CAN acquired the equipment finance portfolio and platform of Republic Bank Finance and the division will continue to operate under the name of CAN Capital Equipment Finance. A press release announced the deal this morning. CAN’s broker […]
  • CAN Capital Acquires Equipment Finance Portfolio and Platform
    Transaction Expands CAN Capital’s Product Capabilities and Accelerates Growth Strategy ATLANTA, GA — February 23, 2026 — CAN Capital, a leading provider of access to alternative financing solutions for small and medium-sized businesses, today announced that it has acquired the equipment finance portfolio and platform of Republic Bank Finance, a division of Republic Bancorp, Inc. […]