Banc Transactions, Inc.is an MSP (Member Service Provider), which is a special designation given to those credit card processing companies and banks which are directly registered with Visa® and MasterCard®.

What does this mean for your business?

  • Direct Visa® and MasterCard® Pricing
  • A Higher Level of Customer Service
  • Clear and Accurate Reporting

The Banc Transactions Guarantee
Shopping for credit card services is not something business owners do every day. We take out the confusion by getting what you need now and letting you shop around for the next several months. Just submit a better offer and we will meet it or beat it. Plus, we will refund you the difference. In the meantime, you get fair and honest pricing from a company you can trust.

Industries Banc Transactions Serves:

  • Retail
  • Restaurant
  • Petroleum/ C-Store
  • QSR
  • Grocery and Supermarket
  • Hotel and Hospitality
  • Health Practitioners
  • MOTO
  • E-Commerce
  • Level I, II, III data

What Credit and Debit Cards Does Banc Transactions Process?

Credit Cards Fleet Cards Debit Cards
Visa Voyager STAR
MasterCard Wright Express NYCE
American Express MC Fleet Maestro
Discover Fuelman Interlink
JCB CFN Accel
Diner’s Club Pacific Pride AFFN
Comdata PULSE
CU24
Alaska
Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

  • Musk’s Suit Over OpenAI’s for-Profit Switch Headed to Trial
    Elon Musk’s suit against OpenAI has reportedly been cleared to proceed to court. The multi-billionaire convinced a judge Wednesday (Jan. 7) to permit a jury trial on his claim that the AI startup had violated its mission with its switch to a for-profit organization, per Reuters. Musk was one of OpenAI’s co-founders, but left the startup in 2018. […] […]
  • BNPL’s Next Act Is as Consumer Working Capital
    In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees as the default way paycheck-to-paycheck consumers manage timing gaps between income and expenses. The post BNPL’s Next Act Is as Consumer Working Capital appeared first on PYMNTS.com.
  • Citi and PYMNTS Launch ‘From the Block’ Podcast: Straight Talk on Digital Assets
    PYMNTS and Citigroup are launching a weekly podcast series aimed at giving corporate leaders practical guidance on stablecoins and tokenized real-world assets. The first episode will debut Tuesday (Jan. 13). Called “From the Block: Straight Talk on Stablecoins and Digital Assets for Corporate Leaders,â€� the show will be co-hosted by PYMNTS CEO Karen Webster […] […]
  • Smart Agents Replace Super Apps
    Smart Agents are not the next evolution of Super Apps. They reverse the logic that made Super Apps powerful in the first place. The post Smart Agents Replace Super Apps appeared first on PYMNTS.com.
  • Smart Accounts Payable Pays Suppliers Faster and Wins Leverage
    When suppliers know payments will arrive on time and exceptions will be resolved swiftly, trust grows. The reason? It’s because, historically, the accounts payable (AP) function for many enterprise buyers has been riddled with inefficiencies ranging from segregation of duties to manual reviews and after-the-fact audits. That has traditionally left suppliers in the lurch. […] […]
  • New Year, New Lenders?
    There’s a couple new lenders on the block to keep an eye on. One of them is named Slope. Backed by both JPMorgan and OpenAI CEO Sam Altman, Slope offers revolving lines of credit up to $5 million. And they’re already out there. Seemingly overnight they’ve become capital providers for a number of large e-commerce […]
  • Walmart MCA Video Commercial
    Want to see how Walmart is marketing its MCA program? Check out this commercial: Walmart became a direct merchant cash advance funder in 2024. You can learn more about it here. Walmart also works with third parties such as Payoneer, Parafin, and Uncapped.
  • deBanked’s Top Stories of 2025
    With deBanked having closed out its 15th year (WHOA) of being online, it appears that merchant cash advance content still dominates in views. I know this because these were the top five most read stories of 2025: #1 – Texas Passed an MCA ACH Prohibition Without a perfected first position, Texas no longer allows commercial […]
  • CFG Merchant Solutions® Reinforces Commitment to Seamless, Compliant Funding for ISO Partners Ahead of California SB 362
    New disclosure requirements met with streamlined processes that protect speed, clarity, and funding efficiency for our ISO partners. New York, NY — CFG Merchant Solutions® announced its full operational readiness for California Senate Bill 362 (SB 362), set to take effect January 1, 2026. While the legislation expands commercial financing disclosure requirements statewide, CFGMS has […]
  • Indictment in the Small Business Finance Industry’s “Long Running Mysterious Fraud”
    There has been a major break in the case of the industry’s Long Running Mysterious Fraud, an indictment. Less than a year after deBanked ran a story about a sophisticated scheme employed to steal millions from merchants, funders, and lenders through a network of stolen identities and cryptocurrency exchanges, a criminal complaint was quietly filed […]