Banc Transactions, Inc.is an MSP (Member Service Provider), which is a special designation given to those credit card processing companies and banks which are directly registered with Visa® and MasterCard®.

What does this mean for your business?

  • Direct Visa® and MasterCard® Pricing
  • A Higher Level of Customer Service
  • Clear and Accurate Reporting

The Banc Transactions Guarantee
Shopping for credit card services is not something business owners do every day. We take out the confusion by getting what you need now and letting you shop around for the next several months. Just submit a better offer and we will meet it or beat it. Plus, we will refund you the difference. In the meantime, you get fair and honest pricing from a company you can trust.

Industries Banc Transactions Serves:

  • Retail
  • Restaurant
  • Petroleum/ C-Store
  • QSR
  • Grocery and Supermarket
  • Hotel and Hospitality
  • Health Practitioners
  • MOTO
  • E-Commerce
  • Level I, II, III data

What Credit and Debit Cards Does Banc Transactions Process?

Credit Cards Fleet Cards Debit Cards
Visa Voyager STAR
MasterCard Wright Express NYCE
American Express MC Fleet Maestro
Discover Fuelman Interlink
JCB CFN Accel
Diner’s Club Pacific Pride AFFN
Comdata PULSE
CU24
Alaska
Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

  • Enterprise AI Gets Real as Davos 2026 Focuses on Agents
    Even Davos has entered the Prompt Economy. A sweep of the first two days of the World Economic Forum event shows the artificial intelligence (AI) debate has moved decisively beyond generative models that draft emails and summarize documents. The dominant framing this week is agentic and enterprise AI: systems that don’t just generate content, but […]
  • Walmart’s PhonePe Gets Regulatory OK for Indian IPO
    PhonePe, India’s largest digital payments company, is reportedly closer to going public. The Walmart-backed firm’s initial public offering (IPO) has gotten the approval of regulators, Reuters reported Tuesday (Jan. 20), citing sources familiar with the matter. These sources said that Walmart, Microsoft and Tiger Global are expected to relinquish part of the stakes in […] […]
  • Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
    The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households are already navigating thin financial margins, limited savings and heightened sensitivity to price changes. For families living paycheck to paycheck (about two-thirds of consumers), even modest cost increases can […] […]
  • Block’s Lending Tops $200 Billion Across Cash App, Afterpay and Square
    Block has provided more than $200 billion in credit to customers across its Cash App Borrow, Afterpay and Square Loans products. The company has extended credit to Americans who may be excluded from affordable credit by traditional credit systems, and it has seen strong repayment behavior by these customers, it said in a Tuesday […] […]
  • PayPal and april Team on Faster Tax Filing
    PayPal has launched a partnership with embedded tax technology platform april. The collaboration, announced Tuesday (Jan. 20), lets PayPal Debit Mastercard customers in the U.S. file their 2025 state and federal tax returns for free using april’s tax filing service. “By connecting tax filing to where customers already manage payments, we can deliver better outcomes for […] […]
  • NMEF Reports $1.8 Billion in 2025 Originations Doubling Assets Under Management
    JANUARY 20, 2026, NORWALK, CT – North Mill Equipment Finance LLC (“NMEFâ€�), an independent commercial equipment lender and lessor headquartered in Norwalk, Connecticut, reported $1.8 billion in total originations for 2025, including syndicated volume of $566 million. The record originations resulted in a doubling of assets under management to $2.4 billion. Full-year record originations were […]
  • Fintech Small Business Lender Origination Volume Snapshot
    It was full speed ahead in 2025. Here’s how the origination volume stats were trending among the biggest fintech small business lenders for the first nine months of last year. Lender First Three Quarters 2025 All of 2024 Square Loans $5 billion $5.7 billion BHG Financial $4.4 billion $3.7 billion Enova $4 billion $3.98 billion […]
  • Heron Expands into SMB Credit Broker Market with Full Deal Flow Automation
    New York, NY – January 2026 – Heron Data, an AI platform that helps fintechs automate document-heavy workflows, today announced its expansion into the SMB credit broker market with the launch of Heron Broker Suite — an end-to-end solution that automates the entire broker deal flow from application intake to CRM. The launch marks Heron’s […]
  • How a Mother-Daughter Broker Shop Persevered and is Positioned for Growth
    Sharpe Capital facilitated nearly $5 million in funding to small businesses across the United States in 2025. Next year, they hope to double it. What makes the company unique is that it operates as a mother-daughter team, one of the very few in the industry to be structured that way. But how Wendy Rivera and […]
  • New Jersey Reintroduces APR Disclosure Bill for Commercial Financing
    A commercial financing APR disclosure bill was introduced in the New Jersey State Senate on Tuesday. The bill is mostly templated from other state legislation in which estimated APR disclosures on sales-based financing transactions would be determinable by using either the Historical method or Opt-in method. Senator Troy Singleton introduced it as Senate Bill 1760 […]