Bankers know customers will do business with the financial institutions that can deliver the products they need. Offering comprehensive banking products is becoming more and more essential. By offering credit card processing and payment services within your line of banking products, revenues are increased, deposits grow, and most of importantly, loyal relationships are built with your customers.

Partnering with Banc Transactions makes sense

Flexible Solutions
Many times finding a solution to a complex or unusual processing scenario is not readily available. Banc Transactions can offer the right processing solution for nearly any type of payment processing need. Your financial institution will be able to target markets other banks cannot. By leveraging the wide technical knowledge and resources of Banc Transactions, the merchant accounts you will be able to place include c-store/petroleum, multi-lane grocery and retail, and proprietary software applications for hotels, restaurants and e-commerce merchants.

Sub-Prime Merchant Accounts
If your Bank is currently processing credit cards, but has to turn down certain merchant accounts, Banc Transactions can help. Sub-prime customers can be placed with Banc Transactions, with no risk of liability to your financial institution.

Outsourced Sales and Service
By leveraging Banc Transactions sales force, your financial institution can increase its operating effectiveness and efficiency. Servicing merchants after the sale can be a cumbersome responsibility. Let Banc Transactions become your sales and service solution.

Risk Management
Banc Transactions offers both no liability and full liability merchant service programs to financial institution. Assessing the risk of merchant accounts can be difficult. Having the proper tools is essential. Banc Transactions offers both external and internal risk management software solutions. Your financial institution will be able to define parameters for fraud detection, perform automated merchant account monitoring, and detailed transaction monitoring.

Private Label Programs
If having continuity in your products and services is important to your merchant services operation, Banc Transactions can offer a private label solution for your financial institution. This includes branding of marketing materials and processing statements with your financials institutions name and logo.

Enhanced Reporting
Banc Transactions offers comprehensive web-based reporting and account management tools for your financial institution and for your banking customers. Transaction reports, statements, and online ordering can be performed via the online management tools.

Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Banc Transactions, Inc. serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

  • Hiring Slowdowns Planned at 20% of American Companies
    A growing number of American companies plan to slow hiring in the latter half of this year. [contact-form-7] Twenty percent of employers say they’ll bring on fewer workers this year, The Wall Street Journal reported Thursday (Aug. 21), citing data from The Conference Board. That figure is almost twice the rate of companies that planned to […]
  • Meta Halts AI Hiring Following Recruitment Push
    Meta has reportedly paused hiring for artificial intelligence (AI) professionals following a massive recruitment drive. [contact-form-7] The freeze went into effect last week and is happening amid a wider restructuring of the AI division, the Wall Street Journal (WSJ) reported late Wednesday (Aug. 20), citing sources familiar with the matter. The length of the freeze […]
  • Gen Z Isn’t Broke. They’re Smarter With Money Than You Think
    They’re not just digital natives, they’re digital pragmatists. Gen Z has quietly rewritten how Americans shop, save, spend, hustle and heal, and the rest of the market is already catching up. “The Gen Z Decoder Ring,â€� from PYMNTS Intelligence, draws on 25,000+ consumer responses to decode the behaviors that make this generation of consumers look “differentâ€� […]
  • Logistics May Decide How Well Small Businesses Manage Tariff Turmoil
    Watch more: Logistics May Decide How Well Small Businesses Manage Tariff Turmoil [contact-form-7] When tariffs hit small- to medium-sized businesses (SMBs), the impact isn’t a ripple. It’s a gut punch. SMBs don’t have the resources, capital or leverage to do much about the supply chain pressures that they’re feeling today. However, Growth Catalyst Group CEO […]
  • Digital Wallet Use Jumps to 16% of Online Purchases
    The digital landscape has seemingly leveled the playing field for online shopping across generations. [contact-form-7] However, what consumers are buying online continues to show some variations among generations, especially when it comes to spending on everyday necessities like groceries and on some discretionary items like restaurant meals. The PYMNTS Intelligence report “eCommerce for All: How […]
  • From the CERN Large Hadron Collider to Funding Working Capital Loans to SMBs
    When deBanked stumbled upon a scoop that DoorDash had begun offering merchant cash advances in late 2021, the tech and financing team behind it had not been on anyone’s radar. That company was Parafin which at the time appeared to be a startup comprised of former Robinhood engineers. But the backstory is a bit more […]
  • Business Finance Brokers in 2025
    We’re now ten years out from the original “Year of the Broker” article in deBanked Magazine. Brokers are still here, the business has just changed slightly. Here’s some of the top line differences vs. 2015: Cold Calling: 12% of merchants say they started their search for business funding options from a cold call. Google Search: […]
  • Business Finance Companies on Inc 5000 List in 2025
    Here’s where small business finance companies rank on the Inc 5000 list for 2025 (and if we’ve missed you, email [email protected]): Ranking Company 3-Year % Growth
  • Adding Event Connections to DailyFunder
    MY BIG PET PEEVES WITH “EVENT APPS” ARE: 1. 95% of users stop using them after the event is over. 2. Most are white labeled from a third party with no customizable solutions. 3. They are generally zero-sum in that everyone can see you’re going or no one can. People want to choose their own […]
  • Bitty Continuing to Perform Well in Q2 2025
    “Our investment in Bitty continued to perform well in the 2025,” said Todd Schwartz, CEO of OppFi, during the Q2 earnings call. “The business continues to add accretive profitability and cash flow to OppFi. Bitty is doing a great job utilizing technology to improve operations and the customer experience, identifying additional growth opportunities in new […]