Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. Banc Transactions serves the following industries:
- Retail
- Restaurant
- C-store/ petroleum
- Grocery stores
- Hotels
- E-Commerce
- B2B
We are a single source payment processor.
Increasing Revenues
Beyond the benefits of direct Visa MasterCard pricing, when Banc Transactions is your payment processor, we incorporate financial and marketing tools with our payment processing services to dramatically increase your sales. Such services include Bank Transaction’s various retail financing programs, gift and stored value card programs, and corporate and fleet card processing services.
Customer Service
Banc Transactions makes your payment processing easy. Our customer service is second to none. There is 24 hour, 7 day a week customer support. Our statements are easy to read, clear and transparent. There is also real-time internet reporting available. In addition, there is always an assigned agent to your merchant account who will assist you with any need from start to finish.
High Speed Commerce
Fast transactions times and fast deposit times can make a difference in your business’s performance. Making sure your cash flow is uninterrupted is our commitment to you. Banc Transactions utilizes redundant, host capture networks for front end and back end credit card processing. This allows Banc Transactions to fund your merchant account within 24 hours. Additionally, Banc Transactions offers high speed internet communication and satellite communications for those businesses wishing to increase transaction times.
Protecting Against Fraud
Payment processing is not without risk. Card holders and check writers may charge back transactions or pass fraudulent checks. For telephone order, mail order, and e-commerce clients, Banc Transactions protects your business with address verification software programs, and smart internet gateways. Merchants accepting checks will have access to all the national banking databases and networks to protect against fraudulent check writers.
- Online Finally Breaks Brick and MortarIn 2026, online and digitally-influenced retail finally surpasses brick-and-mortar sales in the categories that matter most to modern retail. This moment has been years in the making, obscured less by consumer behavior than by how the industry measures itself. The post Online Finally Breaks Brick and Mortar appeared first on PYMNTS.com.
- The Labor Economy Becomes the Next Payments Innovation EngineIn 2026, the Labor Economy becomes one of the most important sources of economic growth — not despite automation, but because of it. As intelligence scales, demand accelerates for human labor that cannot be abstracted away. The post The Labor Economy Becomes the Next Payments Innovation Engine appeared first on PYMNTS.com.
- Shared Signals Are Helping Banks Stop Fraud SoonerThe goal for financial institutions isn’t to keep pace with the artificial intelligence-driven evolution of fraud. It’s to outpace it. The PYMNTS Intelligence report “2025 State of Fraud and Financial Crime in the United States,â€� commissioned by Block, found that financial institutions are recognizing that fraud itself is a networked phenomenon. Criminal groups share […] […]
- Embedded Finance Pays Off for 54% of US B2B PlatformsB2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer relationships and compete at scale. That shift is the central takeaway from “B2B Platforms Expand Embedded Finance to Enhance Customer Experience, Drive Revenue,â€� a December 2025 PYMNTS Intelligence Data Brief […] […]
- Digital Wallets Win the Instant Payments Habit BattlePayments history shows a familiar pattern. Innovations begin as features, become expectations and eventually harden into infrastructure. Credit cards, ACH and online banking all followed this trajectory. Those former innovations can now feel almost quaint. Instant payouts are now crossing this threshold. The shift has implications for businesses, platforms and financial institutions. It suggests […] […]
- New Year, New Lenders?There’s a couple new lenders on the block to keep an eye on. One of them is named Slope. Backed by both JPMorgan and OpenAI CEO Sam Altman, Slope offers revolving lines of credit up to $5 million. And they’re already out there. Seemingly overnight they’ve become capital providers for a number of large e-commerce […]
- Walmart MCA Video CommercialWant to see how Walmart is marketing its MCA program? Check out this commercial: Walmart became a direct merchant cash advance funder in 2024. You can learn more about it here. Walmart also works with third parties such as Payoneer, Parafin, and Uncapped.
- deBanked’s Top Stories of 2025With deBanked having closed out its 15th year (WHOA) of being online, it appears that merchant cash advance content still dominates in views. I know this because these were the top five most read stories of 2025: #1 – Texas Passed an MCA ACH Prohibition Without a perfected first position, Texas no longer allows commercial […]
- CFG Merchant Solutions® Reinforces Commitment to Seamless, Compliant Funding for ISO Partners Ahead of California SB 362New disclosure requirements met with streamlined processes that protect speed, clarity, and funding efficiency for our ISO partners. New York, NY — CFG Merchant Solutions® announced its full operational readiness for California Senate Bill 362 (SB 362), set to take effect January 1, 2026. While the legislation expands commercial financing disclosure requirements statewide, CFGMS has […]
- Indictment in the Small Business Finance Industry’s “Long Running Mysterious Fraud”There has been a major break in the case of the industry’s Long Running Mysterious Fraud, an indictment. Less than a year after deBanked ran a story about a sophisticated scheme employed to steal millions from merchants, funders, and lenders through a network of stolen identities and cryptocurrency exchanges, a criminal complaint was quietly filed […]