Banc Transactions, Inc. is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. Banc Transactions serves the following industries:
- Retail
- Restaurant
- C-store/ petroleum
- Grocery stores
- Hotels
- E-Commerce
- B2B
We are a single source payment processor.
Increasing Revenues
Beyond the benefits of direct Visa MasterCard pricing, when Banc Transactions is your payment processor, we incorporate financial and marketing tools with our payment processing services to dramatically increase your sales. Such services include Bank Transaction’s various retail financing programs, gift and stored value card programs, and corporate and fleet card processing services.
Customer Service
Banc Transactions makes your payment processing easy. Our customer service is second to none. There is 24 hour, 7 day a week customer support. Our statements are easy to read, clear and transparent. There is also real-time internet reporting available. In addition, there is always an assigned agent to your merchant account who will assist you with any need from start to finish.
High Speed Commerce
Fast transactions times and fast deposit times can make a difference in your business’s performance. Making sure your cash flow is uninterrupted is our commitment to you. Banc Transactions utilizes redundant, host capture networks for front end and back end credit card processing. This allows Banc Transactions to fund your merchant account within 24 hours. Additionally, Banc Transactions offers high speed internet communication and satellite communications for those businesses wishing to increase transaction times.
Protecting Against Fraud
Payment processing is not without risk. Card holders and check writers may charge back transactions or pass fraudulent checks. For telephone order, mail order, and e-commerce clients, Banc Transactions protects your business with address verification software programs, and smart internet gateways. Merchants accepting checks will have access to all the national banking databases and networks to protect against fraudulent check writers.
- Google and US Chamber Partner on AI Training for Small BusinessesGoogle’s philanthropic initiative Google.org is providing the U.S. Chamber of Commerce with $5 million in funding to develop and launch a national artificial intelligence (AI) training program for small businesses. The Small Business B(AI)sics program aims to provide foundational AI skills to 40,000 U.S. small businesses, Google said in a Wednesday (Oct. 8) blog […] […]
- MiniPay and Noah Partner to Facilitate Global Payouts for FreelancersNon-custodial stablecoin wallet MiniPay has integrated Noah’s financial infrastructure to enable freelancers, creators and sellers to receive global payouts. This solution enables these customers to receive ACH/SEPA transfers in U.S. dollars or euros in MiniPay, have them automatically converted to stablecoins, and cash out locally to mobile money, M-Pesa, Pix, GCash, Shopee and other […] […]
- U.S. Bank to Custody Anchorage Digital’s Payment Stablecoin ReservesU.S. Bank will serve as the custodian for reserves backing Anchorage Digital Bank’s payment stablecoins, the companies said in a Wednesday (Oct. 8) press release. The bank is one of the nation’s largest global custodians and has clients that include financial institutions, corporations, insurance companies, government entities, foundations and other institutional asset owners, according […] […]
- Trade Group Says Government Shutdown Costs Travel Industry $1 Billion a WeekAmerica’s travel economy suffered $1 billion in lost spending in the week since the government shutdown began, the U.S. Travel Association said Wednesday (Oct. 8). The nonprofit organization representing the travel industry said in a press release that the economic fallout from the shutdown topped $1 billion Wednesday morning. Geoff Freeman, president and CEO […] […]
- Merchants Turn Tariff Pressures Into Supply Chain ResilienceTariffs have raised costs and complicated logistics, yet they’ve also showcased how resilient merchants can be when incentives shift toward efficiency and control. Goods producers, which includes retailers and tech firms, report higher input costs and delivery delays, but they also point to opportunities to localize sourcing and harden supply chains against further shocks. […] […]
- How Kaaj is Accelerating Small Business LendingUtsav Shah first met Kristen Castell at deBanked CONNECT MIAMI this past February. At the time, Shah and his partner Shivi Sharma were freshly promoting a new AI technology to simplify small business lending. It’s called Kaaj, described as a core intelligence layer that bolts into a lender or broker’s CRM and handles all of […]
- People Are Using AI as a Replacement for SearchIt used to always be Google when it came to search, but a recent study shared by OpenAI shows that people are using LLMs in a manner that is very similar to how they used Google. 21.3% of ChatGPT interactions, for example, are about seeking information, 28.3% are about practical guidance, and 7.5% are about […]
- Revenue Based Financing Continues to Spread at Global PaceEarlier this month, Uber Eats joined the revenue-based financing movement by partnering with Pipe Capital. Karl Hebert, Vice President of Global Commerce and Financial Services at Uber, said of it, “We are happy to team up with Pipe to bring working capital to Uber Eats. Restaurants are our partners at Uber, and the backbone of […]
- Covid EIDLs With Real Estate as Collateral Have Much Lower Default Rate369,588 Covid-era EIDL loans valued at $47 billion had been charged off by December 2024, according to a recent report issued by the Office of Inspector General (OIG). It turns out that collateralizing real estate may have made all the difference in the outcome. For loans over $25,000, for example, the SBA relied on simple […]
- Only One Month Until B2B Finance ExpoThe B2B Finance Expo is October 28-29. Returning to Wynn Las Vegas after its incredible inaugural success in 2024, this groundbreaking event will once again bring together leaders from Small Business Lending, Equipment Finance, Real Estate Lending, Revenue Based Financing, and beyond. Over the course of this exclusive two-day event, brokers, lenders, funders, and service […]